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Will my debt affect new landlord?
DevonGirl
Posts: 433 Forumite
Hi there. Am currently looking at moving into a houseshare as this will be considerably cheaper than having my own flat, and help me to pay off my debts quicker. I am in a DMP with CCCS - all going smoothly (ish!). My question is, will my bad credit rating affect my new (live-in) landlord? We are not connected in any way other than by address. Do I admit to my bad credit rating (obviously being on a DMP I have defaults as am paying less than the minimum agreed payment), or just say nothing as it's no ones's concern but my own? The last thing I want is to ruin anyone else's credit rating. Where do I stand with this?
Thanks for any advice
Thanks for any advice
LBM - March 2009, DMP Start - April 2009
DMP Mutual Support Thread Member 297
(Don't forget to click on 'Thanks'! Thanks!)
DMP Mutual Support Thread Member 297
(Don't forget to click on 'Thanks'! Thanks!)
0
Comments
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It wont affect anyone but yourself so don`t worry.
My husband has a bad credit but it dont affect mine at all.DebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0 -
Thank you SM - that puts my mind at rest.
Best wishes
DG
LBM - March 2009, DMP Start - April 2009
DMP Mutual Support Thread Member 297
(Don't forget to click on 'Thanks'! Thanks!)0
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