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Wed 10th Feb - What small DFW things have you done today?!

pixiechick99
pixiechick99 Posts: 3,731 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
edited 10 February 2010 at 7:31AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning everyone....hope you're all well today:)
I'm actually showered for once....well I always shower, just not at 7am;) Going to go in to college this morning, just til 12....that'll be enough for me!
Ok, better crack on and get ready - here's my list for today:
  • check banking
  • daily scratch
  • LSD - coffee at college
  • packed lunches for girls
  • meal from plan tonight - pasta+sauce with HM bread
  • post 2 ebay sales
  • Uni work this afternoon
Ok, that's all I can think of for now - have a fab day everyone....roll on the weekend:rotfl:
I really need to sort out a new signature!
«13

Comments

  • Triangle
    Triangle Posts: 1,044 Forumite
    Part of the Furniture Combo Breaker
    edited 10 February 2010 at 9:27AM
    Morning all :hello:

    Lots of things for me to do today but going to start with a lovely hot bath...it's blooming freezing today!



    My list:
    • Working at home today
    • Not going to use any petrol
    • NSD
    • Call local college - desperately want a back and neck massage and they do them there for £5! Try and book one in the next couple of weeks
    • Washing at 30
    • Walk pup for free excerise
    • Go thru work placement diary and portifiolo - make sure up to date and write new list of things to do
    • Work on essay!! The biggie!
    • Email some of our wedding pictures to the venue we used so they can use them as publicity
    • Couple of housework bits - clean bathroom and take out bins
    • Lunch and tea from stores
    • Call friend for catch up using free minutes
    • Catch up with other friends using facebook and free texts
    • Last dog training class tonight - it's test night! Fingers crossed pup will pass! :rotfl:
    • Go to training in DH's car as he has more petrol than me
    Right - best I get started!
    Have a good day all
    T
    x
    MFW!
    Started 1/12/22 - £196,000

    Saving targets 2023
    Mortgage Overpayment £0/£2000
    Bathroom £0/£2000
    Big Birthday Trip £0/£2000
    Long Term Saving Pot £0/£2000
  • Triangle wrote: »
    Morning all :hello:

    Lots of things for me to do today but going to start with a lovely hot bath...it's blooming freezing today!



    Email some of our weeding pictures to the venue we used so they can use them as publicity
    T
    x

    Oooooh...weeding pictures - are they of you doing the gardening?!:rotfl::rotfl::rotfl: (sorry, made me giggle anyway!)
    I really need to sort out a new signature!
  • Weeding - I love weeding - sorry triangle - the pics I've seen are lovely so you should do them proud!!

    Morning Milly I hope college is OK today

    Me today

    Its half term, inservice whotnot

    Not great when you're in the field and have to be their
    So today enlisted DS help in field to make that go quicker
    CHeck banks
    Look for purse (I htink its in the portacabin in the field)
    SOmething from freezer for tea
    Got cauli/brocolli defrosting left over from lodger so will make soup or a brocilli bake with that
    I feel like I've got a head cold coming on take some meds
    Take flask in field
    Take peedie puppy in field for free exercise
    Cut some willow flowers for the house - they are gorgeous
    Move some money about
    Hokey cokey on - might even get it on the line
    Feed chookie
    Not sure what else - feel like have been run over by a bus.

    Hope everyones good today - must catch up on thread later I've been coming in and dying on my bed through too much fresh air

    Methinks I am getting old

    Email some pics of weekend away to OH mum :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Morning everyone,

    Good luck to your pup tonight Triangle - fingers crossed!!

    Failed a bit with my list yesterday, and had one of those "will I ever get debt free" days, so need to focus today and try and get my energy back again

    Today:
    -know I have bought new heads for electric toothbrush and put them somewhere - my aim is to find them instead of buying new ones!
    -make some pizza dough for HM pizza's tonight
    -check banking
    -buy train tickets to visit friend next week
    -call and make a payment to new credit card as don't think DD has been set up yet
    -Post letter to HR confirming return to work dates so my pay gets sorted out
    -reusable nappies and breastfeeding for LO
    - i will tackle the budget today - currently we have 3 bank accounts with different things going in and out of them all and no clear idea where food even comes out of - we have an idea of what we have coming in and out and how much we spend on food, but haven't tidied up our bank accounts to make this work, so never feel we have any money - this is a big aim, so will try and do a bit of working out each day for the next few days on it
    -look at life insurance for OH. He is in the forces so a bit complicated so need to look at different websites and do best to compare

    Have good days everyone
    xx
  • Triangle
    Triangle Posts: 1,044 Forumite
    Part of the Furniture Combo Breaker
    Oooooh...weeding pictures - are they of you doing the gardening?!:rotfl::rotfl::rotfl: (sorry, made me giggle anyway!)

    :rotfl::rotfl::rotfl:

    Now changed!
    Believe me Milly, pictures of me doing the gardening would not be a pretty site! :rotfl:

    T
    x
    MFW!
    Started 1/12/22 - £196,000

    Saving targets 2023
    Mortgage Overpayment £0/£2000
    Bathroom £0/£2000
    Big Birthday Trip £0/£2000
    Long Term Saving Pot £0/£2000
  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    Morning all,

    Today I will:

    Check online banking
    Convert my Tesco vouchers to deals
    Call my nan using free mins
    Go to Tesco with a list for tonights tea
    Enter comps
    Apply for as many jobs as possible
    Shower instead of bath
    Do some washing
    See to pets
    Take all rubbish out

    Hope everyone is keeping safe is this cold snowy weather!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • What you lot doing on the second page??

    Catmioaw - goodluick with the job aps
    Irish mist - well done for getting back on with things so quickly - I think it hard when you have 'when will we ever be free of this days' - I know the 'I've bought it and they are somewhere hidehole' we've loads of extra things cos I gave up and couldnt find stuff
    T - I hope you've warmed up


    I must refill the soap dispensers later with 'bubble bath' and the shampoo posh bottles with Tesco not so expensive co-conut shampoo

    :)

    Also have a couple of card to write and thanks things to post - my lovely sister whos not my sister but feels like my sister person sent me a lovely hand made mini quilt with campervans on it - its so sweet - I must do her a card and give her a call

    Hugs to anyone needing them :) off back into the field
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • smilely
    smilely Posts: 31 Forumite
    Hi,

    First time i've posted on the daily thread, but today i did my first shop on a budget, dropped brands and have a meal for every night of the week, just need to start the cooking. I was over by 6p but i think i'll let myself off with that.

    I'm still quite new and loving my debt free journey.

    Hope you all have a great day.
    :j
  • saorsie
    saorsie Posts: 1,905 Forumite
    Bit late on parade - sorry chaps!

    Welcome Smiley :hello: and well done on your budget shop.


    Soooo today I have / will:
    • checked banking and moved money around
    • done free scratchies and bingo (nearly up to a tenner on B**lins B*ngo so will be so withdrawing that bad boy shortly)
    • charged phone at work
    • eaten sandwich at work
    • sewed on buttons on e bay sale and wrapped it in lovely tissue-paper ready to send
    • stitched hole in PJ's rather than just throwing them out which would have done prior to MSE
    • Going to see Hairy Bikers this evening - OH is driving as his car is far more MSE than mine to run and it means that I don't have to break an NSD by buying fuel :p
    Take care and stay warm everyone

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    Hi all. has been a no spend day so far for me. went home at lunch and had lovely chicken soup..tinned though..not home made... not that good a cook!!

    snow showers on and off here in n'ton but nothing settling.. brrrrr blinkin freezing though!!
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
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