We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Another small success
kilgore1080
Posts: 39 Forumite
Just to say that I'd share a bit of my success as this is the first month since I can't remember when that after all my bills, payments and general spending has been done I'm NOT into my overdraft!!
Now I know that doesn't exactly warrant shouting from the rooftops but its a big deal to me after YEARS of being in my overdraft (and paying about £15 a month for it!). Its another step on my road to being totally debt free.
To all those who are thinking there's no light at the end of the tunnel believe me there is, it just takes a fair bit of time and effort but its worth it. Keep your chin up guys, it does get better eventually!
Now I know that doesn't exactly warrant shouting from the rooftops but its a big deal to me after YEARS of being in my overdraft (and paying about £15 a month for it!). Its another step on my road to being totally debt free.
To all those who are thinking there's no light at the end of the tunnel believe me there is, it just takes a fair bit of time and effort but its worth it. Keep your chin up guys, it does get better eventually!
NEXT GOAL: Halve mortgage by 2025
Total Debt @ LBM 40k. All paid off!!
Total Debt @ LBM 40k. All paid off!!
0
Comments
-
Well done! And it does warrant shouting from the rooftops - it is these kind of milestone achievements that keep us going I think.0
-
Well done!DFW Nerd #1219 - Proud to be dealing with my debts!...part 2
LBM August 2009 £25,019 :eek: [STRIKE]April 2011 £21,765[/STRIKE]
November 2012 £27,842 :mad: Took my eye off the ball & stopped reading MSE
Debtfree target now July 2018 :eek: Poo!0 -
well done you!!! feels good to be in control don't it! :T:TI have learnt from my in-debt days....never again!0
-
indeed it does KipKip!
It was the last of my crappy little niggling debts, I'm now free to tackle the last two loans in my sig. Should be able to get rid of the Nat West one by the end of the year, hopefully!! And the student loan one has a negative interest rate until at least September, lovely!!
I never really totted up how much my debts were at my LBM but they were in the region of £40k!
Big thanks must go to my lovely fiancee who is my whole world.NEXT GOAL: Halve mortgage by 2025
Total Debt @ LBM 40k. All paid off!!0 -
Way to go, well done you.0
-
Defo a warrant for SHOUTING ABOUT!!!!:j:T:j
Well done!! Keep it up xDebtFree FEB 2010!Slight blip in 2013 - Debtfree Aug 2014 :j
Savings £132/£1000.0 -
It's such a great feeling this month for me has been the first where i have food in cupboards, petrol in the car, and all the bills are paid an i still have a little bit of money in purse this has to be the first time in many years this is the case and it feels fantastic. So we can shout about it together. Roll on many more months of the same. :j0
-
Shout away - it's brilliant to hear successes and you deserve to enjoy shouting about this success!0
-
Well done! It's such a great feeling isn't it? :T
Last month was the first in which I didn't go overdrawn in years, I just hope I can keep it up.Debt at LBM (May 2007) - £32,891
Debt at 06.04.10 - £9158.57. Getting there slowly. :j
April NSD 1/120 -
Congratulations! All milestones, no matter how small, should be celebrated... well done!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards