We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Debate House Prices


In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non MoneySaving matters are no longer permitted. This includes wider debates about general house prices, the economy and politics. As a result, we have taken the decision to keep this board permanently closed, but it remains viewable for users who may find some useful information in it. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

MSE News: VAT rise triggers inflation hike

13»

Comments

  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    edited 16 February 2010 at 3:03PM
    Banks don't borrow from BOE at 0.50%

    0.50% is what the BOE pay Banks when they deposit money overnight with them.

    I am sure I have read they can borrow overnight at the same rate?

    May be wrong (the rate may be higher) but I am sure I have read banks could fund day to day liquidity through the BOE (although it use to be a last resort as interbank would have been cheaper.)
  • Really2 wrote: »
    I am sure I have read they can borrow overnight at the same rate?

    May be wrong (the rate may be higher) but I am sure I have read banks could fund day to day liquidity through the BOE (although it use to be a last resort as interbank would have been cheaper.)


    i'd need to check, but i believe the borrowing rate is currently something like 'base rate plus 2pct'


    i'll have a dig around and get back to you
    Please take the time to have a look around my Daughter's website www.daisypalmertrust.co.uk
    (MSE Andrea says ok!)
  • just asked a few people, and it seems that a bank can only currently borrow from BoE as long as they have some collateral parked with them.

    and the rate is only 'base rate + 0.25pct'

    but if you haven't got the collateral there, you can't use the facility
    Please take the time to have a look around my Daughter's website www.daisypalmertrust.co.uk
    (MSE Andrea says ok!)
  • Really2
    Really2 Posts: 12,397 Forumite
    10,000 Posts Combo Breaker
    edited 16 February 2010 at 3:57PM
    i'd need to check, but i believe the borrowing rate is currently something like 'base rate plus 2pct'


    i'll have a dig around and get back to you

    Don't worry about it I knew they could borrow but was unsure at the rate.

    It sounds about right as it is in reality going to be higher than interbank rates.

    Edit.

    You have bothered, Cheers :)
  • when is the RPI for Feb 2010 announced please?
  • jim83
    jim83 Posts: 153 Forumite
    when is the RPI for Feb 2010 announced please?

    23rd March
  • jim83 wrote: »
    23rd March

    why so late?
  • that can't be right cos Jan's is already announced.?
  • jim83
    jim83 Posts: 153 Forumite
    that can't be right cos Jan's is already announced.?

    I don't know why it's so late in the month but it's definitely correct. It's mentioned on the bottom of this page.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.