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Hi
Im back again. Just to let you know how things are going on my self DMP.

Ive had 3 replies so far out of 5 to my request of reduced payments. They have agreed but need to see my SOA, which im sending but have also said they will look at it again in 3 months - and nothing to say they will reduce interest.

Is this part of the course. I just want to know what to expect.

However, I must say the three replies that I have had have been very nice, especially from Bank of Scotland.

Michelle
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