finally made the call

MITZIW

ive just called the cccs and have to phone back this afternoon with income and outgoings while little one is at preschool. now this is probably another stupid question but when i tell them what we spend on bills etc does that have any bearing on the soa when we go bankrupt? i dont want them turning round and saying "but this is different to what you told the cccs" because at the moment we obviously arent saving monthly for holidays but i know you can on your soa. cheers just scared of doinmg the wrong thing x

dojoman

Just give them a complete picture of your incomes/outgoings for each month. Don`t worry about your SOA for BR at the moment, they will want to examine what are your options, and hopefully they should be able to advise you which one is best. Anything you tell them will not revealed to the OR when and if you go BR.

MITZIW

thankyou, paniked for a bit then lol god i feel all shaky!

Classylady2010_2

Hi have been told to look out for you so a very big warm welcome to you
x:)

MITZIW

ooh thankyou Classylady xxxx just phoned them back and have got another appointment for thursday if i can get the rest of info they need by then.