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Re-mortgage advice please

Bought house for £114k, 4 years ago, current outstanding mortgage is £97k. I have a loan secured on the property of £4.5k as well

I would like to remortgage before rates go up, I just don't know where to start.

We have had double glazing fitted throughout the house, had a lot of plastering done, landscaped the back garden and a few other bits which hopefully will have increased the value or at least maintained it!!!!

How can I find out the current value of my property?

No missed payments on current mortgage, I work for the NHS as a nurse, current income £30k, partners on IB.

Can anyone offer me some wise words of wisdom please?

Thanks in anticipation
"Life can only be understood backwards, but it must be lived forwards ":confused:
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