Advice needed please!

eldurrando

Hi,i bought my first house for 118,000 last year on a two year interest only deal(several private reasons led to this),i borrowed 103,000.
My deal runs out in august and id love to get on a capital deal and start paying the house off.Problem is i dont want to be paying £700+ a month which RBS quoted me at the time of buying my house.Any ideas welcome.:)First to admit i dont know too much about mortgages!

VIGILANT22

Make an appt with a whole of market mortgage adviser, they will guide you...

eldurrando

So i need to look for a "whole of market advisor",thanks for that,should i start now or wait a few months when the expire date is nearer?

VIGILANT22

Now is ok then you can make up your mind if you like them!

eldurrando

Thanks,its such a minefield and i just want to get it right,get paying the mortgage off and still be able to live.Just hope i can find a decent priced one,hopefully a fixed deal.Anymore advice from members very welcome:)