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I am planning to call CCCS to arrange an appointment

Hey guys, im planning to call CCCS to set up an appointment to discuss my best option. An DMP seems the most likely option for me at the moment.

Im really nervous about making the call for some reason. Its just hard to come to terms with facing all the problems ive created for myself.

I just wanted to know in this initial call that i will be making, is there any information i will need in hand? Id like to be as prepared as much as possible and i do want to make sure that i don't make a mess of all this.

Im guessing this call will just require for me to give my personal details and make an appointment, but i thought id ask just in case there might be anything extra.

Thanks

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Personal Details


    An SOA might be useful too - http://www.makesenseofcards.com/soacalc.html
    - List of your Debts
    - List of Income
    - How that income is spent
    - Any assets you own (Cars, House)
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • Thank you DC. That has helped a lot!
  • mamajojo
    mamajojo Posts: 630 Forumite
    Hi katie1979
    Have you done the filled in the debt remedy on the cccs website? That way they've got all the info. Don't be nervous about the call, the people i've spoken to at cccs have been completely lovely and just matter of fact/ non- judgemental. You've faced up to having a debt problem and have started sorting it - that for me was really hard. Once you start moving forward you'll feel better!
    Good luck for the call!
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • Oneday77
    Oneday77 Posts: 1,242 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Katie you will be fine. I have spoken to them several times and not onc edid I feel like the little boy that threw the duster at the teacher ;)
    They are an absolute godsend and if creditors employed as many understanding people banks could get a far better image. Don't be afraid in anyway and as Dark says the SoA to hand will help.
    Check your debt remedy and see if there is anything they say your spending too much one like harcuts or leisure, odds on that is why you need the phone call.
    My first review call was 3 months into my DMP and again helpful to the point they suggested I spent too little lol :)
    New PV club member. 3.99kW system. Solar Edge with 14 x 285W JA Solar panels. 55° West from south and 35° pitch.
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