Hi Im new here & wanting to be debt free!

nuttylou

Hi everyone im new here!
I am Nuttylou and I live with my partner & 4 kiddies + 2 that stay once a month at weekends. I am a full time student studying Midwifery and my partner stays home to care for our children whilst I do so. Thought I would introduce myself.
Tonight I am doing that fun job of organising my finances. I have organised all debt paperwork & I am just going to log them all on a chart format so I have acc numbers, amounts, addresses at the ready for when I send all my letters out..
I will post a SOA tommorrow to see if anyone can assist me in shaving some money off my outgoings etc etc....

globalds

You made a wise choice ..Welcome aboard

keys_2

hello Nutty :wave:
Ive not been on here that long myself either , but I find everyone nice and pleasent
I do not have one of those drawn up myself but I will keep watching your thread to motivate myself to do it

LandyAndy

nuttylou wrote: »

Hi everyone im new here!
I am Nuttylou and I live with my partner & 4 kiddies + 2 that stay once a month at weekends. I am a full time student studying Midwifery and my partner stays home to care for our children whilst I do so. Thought I would introduce myself.
Tonight I am doing that fun job of organising my finances. I have organised all debt paperwork & I am just going to log them all on a chart format so I have acc numbers, amounts, addresses at the ready for when I send all my letters out..
I will post a SOA tommorrow to see if anyone can assist me in shaving some money off my outgoings etc etc....

Blimey, six (sometimes 8) of you and no regular income:eek:.

This is going to be interesting.:o

nuttylou

Thanks everyone! I have now got my list of creditors along with addresses, account numbers and outsanding balances. The grand total is £7066.82 over 17 creditors this is without my rent arrears which are £1814.

Blimey, six (sometimes 8) of you and no regular income:eek:.

This is going to be interesting.:o

I do have a regular income I have an NHS bursary as I am studying to be a midwife, Tax creds and child benefit. But yes, it will still be interesting. x

niccatw

Hey nuttylou

Welcome along I really do need to get some sleep now Kill Bill is finished! I hope we can help. Good luck on the SOA - I feel way more in control now I've done mine and the paperwork is in order (even if I haven't made all of the changes suggested )

Looking forward to hearing more from you.

Night night

keys_2

My gosh .... I am shocked at the amount :eek:.. I do not mean this in a nasty way at all , I just have only passd through the SOA thread and chart , as im too scared to see what it comes up with for myself ...:eek::eek::eek:

I plan to start Uni myself in September and im a bit scared of getting into debt when I do , but I realise you have a lot more children to support and different circumstances than me .
So Im sure you wil do it and I look forward to seeing your progress

niksyg

Hi nuttylou welcome to DFW!

Studying as a 'mature' student is not an easy thing to do so well done to you! How far into the course are you? Get that SOA up soon so we can have a look at it for you!

nuttylou

niksyg wrote: »

Hi nuttylou welcome to DFW!

Studying as a 'mature' student is not an easy thing to do so well done to you! How far into the course are you? Get that SOA up soon so we can have a look at it for you!

HI, I am just ending my 1st year. I have now added my SOA. Thanks x

Baileys_Babe

nuttylou wrote: »

HI, I am just ending my 1st year. I have now added my SOA. Thanks x

Hi nuttylou, where have you added your SOA, I can't find it.

nuttylou

Baileys_Babe wrote: »

Hi nuttylou, where have you added your SOA, I can't find it.

I added it to this board. Its near the top! x