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first step finance

Does anybody else here use first step finance?

i've been with them for a year now and yesterday they cleared a 4k debt on my next directory account . im very very happy... but how did they do it??

i asked but it sounded too complicated lol.
:idea:

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 6 February 2010 at 11:46PM
    It depends on what they did, but anything they can do you can do yourself. Are they charging you a fee.

    Just read here about them - http://www.consumeractiongroup.co.uk/forum/general-debt-issues/219311-first-step-finance.html
    My relative was told certain debts had been closed but the creditors told my relative they hadent received anything form this company

    If they did it via CCA route, the debt is only unenforceable. This means no CCJ can be granted but they can still ask for payment for the next 6 years and add black marks(default/late payment) to your credit file.
    Costs your £1 to do the CCA yourself - http://forums.moneysavingexpert.com/showthread.html?p=26867731#post26867731
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • eth01
    eth01 Posts: 61 Forumite
    still a great outcome considering what they did. i don't have the time to do it myself. :)
    :idea:
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