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Payplan

HI guys - new to forum and was hoping for some advice. I need to get into a DMP as my other half has lost her job today. I have an appointment with Payplan on Tuesday and would like to know what you guys think of them. Many Thanks - Michael

Comments

  • james32_uk
    james32_uk Posts: 1,223 Forumite
    theyve been very good for me with my iva and im very glad i went with them
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • Oneday77
    Oneday77 Posts: 1,242 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Payplan or the CCCS get a good reputation.
    I believe Payplan do have some chargeable services as well as free ones and you don't get forced into one route or another.
    I would recommend the CCCS but Payplan are good too. Pop to the CCCS website and fill out their debt remedy wizard on there. It will give you an idea of what to expect solution wise. If you get to the end and it says you need to call them adjust the high things on your SoA and do it again, you will be given a plan of action to read through.
    New PV club member. 3.99kW system. Solar Edge with 14 x 285W JA Solar panels. 55° West from south and 35° pitch.
  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    National Debtline, CCCS, PayPlan all run a DMP for free. As do a few other charities.

    As above, PayPlan is slightly different in that they do have some chargeable services that fund their free ones, but this need not concern you as the DMP is free.

    Using any off the 3 above are recommended for a DMP.

    Read
    http://www.moneysavingexpert.com/loans/debt-help-plan
    &
    http://www.moneysavingexpert.com/loans/debt-help-plan#help
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • elsie52
    elsie52 Posts: 1,902 Forumite
    Hi,

    We have been with Payplan for just 2 years, and have found them to b excellent. No problems with them at all, and very realistic with our budget plan. Also no charge, and they do try and find better and cheaper quotes on insurance etc, but you are under no obligation to go with them. Give them a go, and good luck.


    June 2010 - 11/56 lbs Weight to lose before May 2011.

  • Claret40
    Claret40 Posts: 11 Forumite
    Hi I have been with payplan for 18 mths and they have been very helpful every time I have had to contact them

    Good luck
  • Thank you all for your invaluable advice. I am pleased to hear that these are a reputable, and best of all free :j. Thanks guys
  • ald65
    ald65 Posts: 303 Forumite
    Part of the Furniture Combo Breaker
    Payplan have been great with us, can't recommend them enough
  • biglad
    biglad Posts: 617 Forumite
    Debt-free and Proud!
    been fantastic for me, very helpful and understanding
  • Lulee36
    Lulee36 Posts: 197 Forumite
    Ive been with payplan about 5 years now and found them excellent - only 3 years to go !!!
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