Legal Action!

The_Cappuccino_Kid

What they can do is a different thing from what they will do.

The can still take you to court but a CCJ will not be issued without warning. This gives you an opportunity to prove to the court that you are making repayments and taking positive steps to pay your creditors.

The courts do not like their time being wasted so it is unlikely that Geoffrey Parker Bourne Solicitors will take this step, especially when you are paying your debts.

Even if a CCJ does get awarded all that means is that the court has ratified your payment amount. Geoffrey Parker Bourne Solicitors cannot order the bailiffs to attend, nor can iQor. This can only happen if you break the terms of the CCJ and the creditor goes back to court.

On a slightly different topic, George UK highlighted earlier in the thread that you are paying for a service that you could get for nothing. It might be worth thinking about changing.

The_Cappuccino_Kid

The_Cappuccino_Kid wrote: »

On a slightly different topic, George UK highlighted earlier in the thread that you are paying for a service that you could get for nothing. It might be worth thinking about changing.

Sorry, just noticed that you were going to phone the debt charities. How did that go?

GeorgeUK

Something else i thought of - have you received a default for this debt?
If not, they shouldn't be starting court action. You can check your credit file if you're not sure.

Trebort

I don't know if I have received a default on the debt, it's not ringing a bell, but I'll look back through the papers and find out.

I've not managed to find time to ring any of the debt charaties yet, but I have contacted the solicitors and harrington brooks.

The solicitor has not heard from harrington brooks at all. I told the guy there that they were handing my debt and should have contacted him. He asked me if I could pay him £10. I told him no. (He can take it from my cold dead corpse)

I called harrington brooks and asked what they were playing at considering I contacted them two weeks ago telling them this solicitor was threatening me with court.

Harrington Brooks have written to the solicitors making sure they understand that they are handling my debt and they can't take legal action, as the solicitor has not heard from them, one of the debt managers at HB is going to email the solicitors today and confirm that they have sent them a letter. The left hand does not know what the right one is doing right now.

By the sounds of it, GPB solicitors are just after more money than what harrington brooks are paying monthly. I hope they know what they can go and do.

I did get 3 other letters in the post today, one about the debt to welcome finance (11k), they seem perfectly happy with the money they are getting from Harrington Brooks, one from Yorkshire Water who have had me in court for £180 and one from Budget Insurance, apparantly they have sold my £250 debt to an agency because I dared to cancel my policy with them over a year ago, now they want however much I would have paid them for a full year. :rotfl: Greedy swines. I never even got a bill from them in the first place.

dancingfairy

They can still take you to court - if Harrington Brooks aren't paying the minimum amounts on your original agreement with the creditors then of course they can take you to court. I'm just worried that either you or Harrington Brooks are confused.
A dmp is not a legally binding agreement as far as I am aware and can be terminated by either side - ie your creditors do not have to accept a payment plan
df

Trebort

iQor were happy enough with it for the better part of a year, don't know why they passed it on to their solicitor.

sandra_davidson

i d just like to say thanks ,this is so helpful .i too have one of iqors letters,oh an they phone me often ,i just hang up,what will happen if i just start paying something say a tenner

GeorgeUK

When was the last time you made a payment towards the debt?
Is it possible that the debt is statute barred?