Zopa!Higher apr than my santander accepted loan?

bigmouthstrikesagain_2

which is best! not sure to shop around for any other offers , ive got the forms to sign , but if i look for any more will my credit score be affected??

[Deleted User]

yes it would adversly affect it,work out the overall cost over the repayment term of each loan to compare.

jamesd

Looking around more won't affect these decisions, so whatever you've been accepted at by Santander an Zopa will not change. The main thing people miss when looking for a loan is 0% interest for 16 months, 4% fee balance transfer deals from cards like Virgin that let you pay money directly into your bank account. When the deal expires you just do a balance transfer for another deal, or get a loan if you can't get a BT.