@ Years left on Mortgage:look for new lender?

snapyou

I've got two years left on my Halifax Mortgage( £10,500 outstanding).

Is it possible and financially viable to look for another lender ?

Cannon_Fodder

On such a small outstanding amount, you'd have to do the maths to know if you would make back any fees involved in moving lender.

i.e. even if you found a deal 1% better than you are on now, that would only save £100 a year, so if fees were £200 or more, there's no point.

Fee-free products are often a worse % rate to hide the fees, so won't be the cheapest deal.

A tracker maybe be a cheap option, but in a year if rates shoot up that could be a false economy.