FAO: Happytogetdebtfree

Moneytroubles_2

Hiya!!

I started writing you quite a lenghthy reply on the other thread then thought I would set up a new one as didn't want to look like I was gatecrashing the other lol

I totally understand what your saying, I feel the same in a lot of ways... I want to move house, get married, have a baby and just can't do any of it, and worse thing is I know I am the only one to blame (well me and OH) I'm so impatient and just want all my debts cleared NOW!

I understand about throwing all your money at your debts too, I started some savings last year, only £25 a month, but as you can see by my signature it's slowly adding up, I have just put in my diary that I don't know what to do with it as all that is left on my nationwide overdraft is £150 now and its such an unbearable amount that I think if I used my savings it would just be gone, but then I like having savings as I've never had them before!

Its about finding the balance I think, we still need the odd treat or we will end up resenting ourselves and like you said having a meltdown!

I hope this is just a dip for you, i know it seems ages away but one day this will all be sooooo worth it xxxxx

Moneytroubles_2

bump bump bump xxx

Happytogetdebtfree

ahh thanks for the reply chick xx