We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Northern Rock Together Mortgage
Michael995
Posts: 14 Forumite
I took out a NR together mortgage, I then moved the mortgage to C&G and I am left with the unsecured element which is 5% about SVR, when I took it out it was for 28K after 4 years its at 27K and I pay about £300 a month.
I have heard that sometimes the NR will negoiate on the interest rate etc, also that it might be unenforceable, does anybody have any info, also if i do a SAR which letter do I need to send etc.
Any help would be great, I know I took the debt out and I am not trying to get it written off, but the payments are making life very difficult and wondered if I can get the interest rate down a little - I still have about 27 years to go!
Many thanks
I have heard that sometimes the NR will negoiate on the interest rate etc, also that it might be unenforceable, does anybody have any info, also if i do a SAR which letter do I need to send etc.
Any help would be great, I know I took the debt out and I am not trying to get it written off, but the payments are making life very difficult and wondered if I can get the interest rate down a little - I still have about 27 years to go!
Many thanks
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards