We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Equifax - Should I Register?

OK well I am currently in a Debt Management Plan with CCCS and all my debts are being paid fine.

Is it worth registering for a trial with Equifax (can get £5 cashback on fatcheese.co.uk) to have a look at my credit rating or is there really not much point?

Thanks

Comments

  • DarkConvict
    DarkConvict Posts: 6,347 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    If your on DMP it wont look very nice, mostly lots of missed payments and defaults at a guess. It is upto you if you want to see it.
    Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.

    There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies
  • andyfuk
    andyfuk Posts: 62 Forumite
    To be honest you are probably just better off getting the statutory report (£2).

    You can set up for the free trial, but from what I have seen on this forum, they make it difficult to cancel (a long winded and not obvious process).

    If you intend to monitor your credit record, it is probably worth just buying the statutory report every few months. It'll save a lot of money in the long run.

    The "score" feature is a waste of time so I wouldn't bother with that.

    Andy
  • That-Guy
    That-Guy Posts: 121 Forumite
    Thanks for your replies guys. After reading what you have said I have decided to give it a miss :D

    Thanks Again!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.9K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.