Thurs 4th Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning everyone
Hope all well today. I'm not bad, just very tired! I did go to Uni yesterday afternoon which was good...but I felt wiped out in the evening, my poor legs were like cotton wool...mad.
I have doctor appt today to review my medication...want to see if there's anything they can do to just get me back to normal a buit while I wait for the op.

So, quiet day for me....the sofa with my books....studying of course;)
List for today:

• check banking...all good. Moved TCs to spending account. This being at home is keeping my spends down:o
• daily scratchcard
• heating on low
• meal from plan tonight - jacket pots and chicken
• packed lunches for girls to school
• wrap and post 2 ebay sales
• read papers online
• switch lights etc off when not in rooms
• early night (again!)

That's all for me

catmiaow

Morning Milly & everyone that follows..

Today I will:

Go back to work -
Check online banking
Competitions
Try to get to the bank at lunchtime
Get shopping for my nan prior to work and drop it in
Apply for jobs after work
See to pets
Take rubbish out

Hope everyone has a good day!

mogchops

Morning everyone,

yuk I feel lousy this morning, got some sort of cough/chesty/throaty thing, blimmin horrible, DH is full of cold so he snored ALL NIGHT so I ended up sleeping (or trying to) on the sofa

Begone you foul winter bugs!

Today:

- go to work and share my germs (cant be off sick till August )
- packed lunches
- leave a sausage & bacon casserole in the slow cooker (must go & do that)
- Younger DD got swimming after school
- Do all comps ending 05/02
- Should be a NSD :D (but may need lockets)
- feel sorry for myself but try to sparkle anyway, am going to find my most cheerful socks in a minute

Did a tesco online order last night for delivery this evening, used a £10 code they sent me coz havent done it for a while, so kept cost v low!! :T

Have a good day everyone
xxxxxxx

svb53

Morning all,

Today I have/will:

-make my PAD
-have a NSD
-have turned heating off in house
-dry washing on airer instead of tumbler
-checked my online banking
-store cupboard dinner tonight
-made lunch to take to work today.

Have a great day everyone.

Triangle

Good morning all :hello:

Well done Milly for going in yersterday - rest today!

My list:

• Working at home
• NSD
• No petrol to be used
• Walk puppy gog for free excerise
• Another pile of washing up to attack
• Write my sister who is working abroad a letter - I often send emails but I know she'll love to receive something in the real post!
• Need to make notes on some policies for big bad essay
• Some other reading needed for work placement
• Free texts and free minutes to catch up with people
• Phone around local dog groomers- last one I used was very reasonable and was very pleased but I want to make sure pup is getting best price
• Quick tidy up of garden
• Watch i-player Eastenders Cliffhangers for break at lunch
• Storecupbaord meals
• Staying in tonight

Lots of love to all

T
x

~Yorkshire_Belle~

Hello everyone
Thanks for starting the thread Milly, sorry you are still feeling poorly.
Hello to all other posters - sorry I've been AWOL, not been too brilliant myself, going to GP today.
Not been good on a MSE front either...have paid deposit on a holiday and booked flights - gulp!
Now, for some of you that may be the norm, but I've not been on family hols without a tent and sleeping bag for years so it seems very expensive to me and I'm a bit in shock (never fear, I have got the cheapest price for everything- it's amazing the difference that different places charge for the same thing). Also getting withdrawal symptoms from not being able to take the kitchen sink with me! I have been saving but may have to move some from my car pot to my hols pot IYSWIM temporarily.
So, must get back to DFWing with a vengance and purpose. There doesn't seem to be much left to trim off my SOA apart from groceries, which I have reduced but know I could do a bit more. Hungry teenage boys can't half dint your shopping budget. Also have to go back to giving OH pocket money so he doesn't need to go to the cash machine !
Talking of OH he's going away this weekend ( no tent for him) to see the rugby with a group of friends - now that won't be cheap will it! He's saved for all planned expenses but needs to top up on the spends - arghhhh.
He'll be supporting Wales ( Cymru am byth!) - bob luc i pawb!

Have a great day everyone
Belle
x

mbaz

Hiya all

I'm early today as on a night shift tonight so wont get much chance later! Today I have/will

- do a night shift tonight and tomorrow (enhanced pay)
- Meeting with a family later that I will be babysitting for 3 days next week and possibly more long-term
- done scratch card
- will check for surveys shortly
- post the two books I sold yesterday
- checked ebay - bids on all 3 items ending at weekend
- Try and have a NSD (apart from book postage costs) as not doing well towards my target!
- check for mystery shops

Hope everyone has a lovely day

youngmum_2

Morning :hello:

My wee list for today:

- Check bank online & Update Spreadsheet
- Check Ebay
- Keep an eye on HUKD
- Continue to sort thru boxes in hut and decide what's worth keeping and what I'm ebaying/giving to charity
- Gym tonight to make use of last month of membership

Pippilongstocking

My list
[STRIKE]Paper look for houses[/STRIKE] :cool: none
[STRIKE]must check bank[/STRIKE] - all OK ish
[STRIKE]free cuppas at work[/STRIKE]
[STRIKE]book hotel through quidco for tomorrow as the snow is melting[/STRIKE] with quidco and OH is paying now - woo hoo
hokeycokey indoors
Reply to email about letting out the bedsit over the summer
[STRIKE]Move some money about[/STRIKE] £2.71 to DS savings - £165 to car expenses......
Update spending budget
Mince into slow cooker - add lots soy mince and make it into 3 teas if possible
Phone brother from work and remind him he's kid sitting over the weekend
Sort out a bag
Take magazine for the plane and don't buy one

hugs chaps - off to catch up

~Yorkshire_Belle~

Woo hoo - just got £4 of Waitrose vouchers in the post ! It is worth complaining!

Pippilongstocking

YB hope you get better soon

And - well done to booking holiday
xx

Yay to vouchers!