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CCJ - CCA - Interest?
MoneyOne
Posts: 11 Forumite
I CCA'd MBNA in December - no response. Now I've received a claim form from Restons solicitors. I'm happy enough to pay what is outstanding, but I see in the Particulars of Claim section there are details of the claimants interest charges - together with 'interest pursuant to s69 County Courts Act 19 at the rate of 38.10 pence per day to the date of judgement or sooner payment' - what does this mean?
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Comments
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Did you send the account in dispute letter when no CCa was returned?If you've have not made a mistake, you've made nothing0
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They are either charging the rate of interest on the card, or the standard 8% CCJ rate.
Try and send 10past6 a PM.
If you believe the CCA is faulty, as they haven't sent one you need to put it into disupte and argue at the court hearing (you need to attend) that you believe the CCA is unenforceable. This topic details how to get it, the timelines, what makes it unenforceable - http://forums.moneysavingexpert.com/showthread.html?p=26867731#post26867731Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0
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