we;ll be paying mortgage past retirement

judles1

thanks for all the advice everyone. i'd been looking into ppi on bank loans and have been finding so many discrepensies all over the place.got freaked out when i realised insurances we did have weren't needed,insurance we should have cover for we haven't got,some finish prior to loans etc.etc. husband works for civil engineering firm and expected retirement age was 65.tough work & extremely long hours & thought we would be financially sound enough for retiring a little earlier and pays chunk of salary into pension.Finding out bit by bit how exposed we've been with level of cover & trying to sort out.(including £50K life assurance on mortgage).No cover anywhere on me and now having to undergo medical tests before i'll be accepted as family medical history makes me high risk!(child with disability that husband would have to look after 24-7 if I croak tomorrow with policies that don't cover me...no home left because mortgage wouldn't be paid.) Scary and trying to get to grips with things.Shouldn't get so stressed (stress alone is going to do me in!!!).Mortgage cover at least is in the pipeline.If test results are okay & accepted,it'll probably just mean a higher premium. Been posting queries here and there as they arise to check how I should deal with them.Feel a complete fool at how naive & gullible i've been and angry at advice and recommendations bank has made.
Who is really to blame? My own stupidity over financial matters or the banks greed for profit and big bonuses that they would sell such overpriced and inadaqaute products. enough complaing, win on euro lotto & I can sort it all as well as tackle world hunger! Thanks again for responses & have a good weekend.