Setting Up a Private Arrangement (Any Drawbacks?)

Donedoingdebt

And as we all know, most companies are not exactly flushed with money in the current downturn & many of them are cutting down on overtime/extra payments.

Had this new system already been in place for the last 18 months or so, then I imagine a lot of NRPs, myself included, would have severely struggled to continue making the higher payments had their monthly salary reduced by say just under 25%

speedster

Donedoingdebt wrote: »

The new assessments are due to be based on 12%, 16% & I'm not sure of the other one, so I'll assume 20% of gross pay.

These will be based on the previous year's P60 & not 2 most recent payslips as is currently the case.

You will not be able to ask for a reassessment until the next year's assessment unless your gross pay changes by at least 25%.

According to CMEC's website, this change is due to take place "From 2011".

One of the reasons stated for this change is that currently, some NRP's are moving a large proportion of their pay into pension schemes & therefore, lowering the amount available for the CSA to make an assessment. Basing the assessment on gross pay should supposedly stop this practise.

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

funniest thing i've heard in a while!! cheers for that! :T

2011 for new system is a joke, the same as csa1 being phased out by 2006. 2010 now and still no sign of it happening! best guess is 2014 but........ also worth noting that the £800,000,000 "abacus" that failed to convert csa1 to csa2 is to be used to convert to csa3 (c-mess) minus the funding for updating it!!!! so 2018 would be bookies favourite!

issa like a let da monkey fly plane! :rotfl::rotfl::rotfl::rotfl:

Pr0f_2

Just thought of a question regarding the breaking down of a private arrangement. If the mother chose to get the CSA involved despite such an arrangement being in place because she thought it might lead to more money, what do they take into account?

Would they try and work out how much should have been paid at 15% since the child's birth and claim arrears up to the current date based on the difference between than figure and what you have paid?

Does it work like that? Or does it begin from the time they are asked to get involved? Basically, if you ignore the question of whether it is affordable or not to pay the recommended amount, is any private arrangement less than 15% asking for trouble in the long term (should things turn sour)?

shell_542

The CSA will only start calculating child support from the day they attempt to contact the Non Resident Parent. They will not get involved with regards to payments before the Parent With Care contacts them. A private agreement doesn't have to be for the 15%. It can be any figure that the two parents agree between themselves. It is up to the PWC to contact any benefits agency if necessary.

speedster

shell_542 wrote: »

The CSA will only start calculating child support from the day they attempt to contact the Non Resident Parent. They will not get involved with regards to payments before the Parent With Care contacts them. A private agreement doesn't have to be for the 15%. It can be any figure that the two parents agree between themselves. It is up to the PWC to contact any benefits agency if necessary.

not quite. attempting to make contact does not equate to an effective date. they have to make contact via a confident address or they have no case.

shell_542

Speedster, if we included all the variables and what if's in our advice, the posts would be pages long at a time

I was meaning that the effective date is when they attempt contact assuming they have the correct address, just so as not to get confused with it being the day the NRP receives the contact.

speedster

shell_542 wrote: »

Speedster, if we included all the variables and what if's in our advice, the posts would be pages long at a time

I was meaning that the effective date is when they attempt contact assuming they have the correct address, just so as not to get confused with it being the day the NRP receives the contact.

kinda see it, but there have been far too many issues with confident addresses.

a number of cases with huge arrears have been overturned because the csa failed to use a confident address.

i.e. case is from when they "attempted" contact, therfore invalid as they had not followed the laws. (nothing new there then)

shell_542

Hopefully, as the PWC and NRP in this case are at least on speaking terms, then the address the PWC would give would be correct ... or if the CSA somehow use a wrong one, the PWC and NRP should discover this early on as the PWC can ask the NRP if they have received any documentation from the CSA.

Pr0f_2

Thanks for all the advice. Everything seems a lot clearer now and I have a good grasp of where I stand both now and potentially in the future.

Steve40_2

Pr0f wrote: »

Thanks for all the advice. Everything seems a lot clearer now and I have a good grasp of where I stand both now and potentially in the future.

I have done the private agreement thing with the CSA and challenged them to protect my welfare after they come storming in all guns blazing, my advice to you is DO NOT DO PRIVATE AGREEMENT as there is no option for private agreement in csa assessments and you could end up paying all the money over again . How do i know they dont recognise PA's ? I have it in there submittal for the tribunal hearing i am about to attend due to entering into a private agreement .
honestly for peice of mind you are better off letting them collect the 20%on current rules or 12% on the next set of rules your going to end up paying it in the end anyway .

Truthfully i done exactly what you are contemplating doing i entered a private agreement 8 years ago and i have just lost my home because of it dont get sucked in how do you know she has'nt contacted the csa already and is going to take what you agree on top . I sudjest you go to the CSA together and get them to set the payment and get it in writing dont become another horror story on a website like so many of us have .