endowment selling

janepb_2

My husband is self employed and thing aren't going well. We've struggled along for a few months but things are coming to a head. We have an endowment policy which we are still paying into, should we sell/surrender to release funds and see if this will keep us going over the next year. Mortgage company are looking at us changing to int only for 1 year but other creditors don't seem to be so keen to agree to helping by reducing payments.Any advice much appreciated.