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Two more building societies increase interest rates

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Comments

  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Harry_Powell wrote: »
    My post was simply a series of questions. Carolt decided to avoid answering by playing her somewhat overused 'victim' card, it's her perogative, but it does reveal an awful lot.

    Oh well, thus ends another discussion.

    At least she trashed her own thread this time.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • carolt
    carolt Posts: 8,531 Forumite
    It's not trashed - you go right ahead and comment on it.

    We'd love to hear your views, joeskeppi - what do you think the future direction is for interest rates, and how do you think this will impact on house prices.

    Don't be shy.

    We'd love to know.
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Unlike some people in this thread, I've already made some relevant comments :)
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • carolt
    carolt Posts: 8,531 Forumite
    Well done you. :T

    Anyone else? Harry? chucky?
  • Harry_Powell
    Harry_Powell Posts: 2,089 Forumite
    carolt seems to be clamouring for attention this morning.
    "I can hear you whisperin', children, so I know you're down there. I can feel myself gettin' awful mad. I'm out of patience, children. I'm coming to find you now." - Harry Powell, Night of the Hunter, 1955.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    carolt wrote: »
    Well done you. :T

    Anyone else? Harry? chucky?
    well.... i've provided quite a few posts to this thread... unlike yourself...

    but now that you mention it again... First Direct have just put out a mortgage that lowers their current rates and is fee free...:T

    seeing that you're showing such an interest in mortgage rates at the moment... i'm very surprised that you've missed it...
    they're a bit more of a bigger player actually a much bigger mortgage lender in the UK mortgage market than your little building societies that you started your thread on...
  • Harry_Powell
    Harry_Powell Posts: 2,089 Forumite
    chucky wrote: »
    First Direct have just put out a mortgage that lowers their current rates and is fee free..
    they're a bit more of a bigger player actually a much bigger mortgage lender in the UK mortgage market than your little building societies that you started your thread on...

    I've seen a few mortgages recently that had decent rates, low arrangement fees and no tie-ins. I also noticed that HSBC and Leeds Building Society are having a mini battle for the lowest 5 year fixed rate crown. Leeds are winning at 4.7% though you have to take their home insurance to get that rate. They do allow 10% overpayments which is better than the HSBC offering.
    "I can hear you whisperin', children, so I know you're down there. I can feel myself gettin' awful mad. I'm out of patience, children. I'm coming to find you now." - Harry Powell, Night of the Hunter, 1955.
  • chucky
    chucky Posts: 15,170 Forumite
    10,000 Posts Combo Breaker
    Harry_Powell wrote: »
    I've seen a few mortgages recently that had decent rates, low arrangement fees and no tie-ins. I also noticed that HSBC and Leeds Building Society are having a mini battle for the lowest 5 year fixed rate crown. Leeds are winning at 4.7% though you have to take their home insurance to get that rate. They do allow 10% overpayments which is better than the HSBC offering.
    that's just proof to all those that believe that there is no competition in the mortgage market.

    the ING fixed rates are attractive too.
    http://www.ingdirect.co.uk/mortgages/fixed_rate/fixed_rate_buying_home.asp

    i'm a big fan of being able to make over payments - 10% a year is on mine too with Halifax. i only wish that it could be more...
  • carolt
    carolt Posts: 8,531 Forumite
    chucky wrote: »
    well.... i've provided quite a few posts to this thread... unlike yourself...

    Excuse me for niggling but um..I did actually start the thread.

    So I think I've done my duty.

    Chat away.

    Harry, you do seem to be in very grumpy mood this morning.

    Wanna share why?
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Mine allows 10% but apparently I can't just increase the monthly amount, I have to go into the branch and do it, seems silly.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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