📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Reclaiming mortgage arrears admin fees

Bradford & Bingley are charging me arrears and administration fees. These have been from 2002 of £20/£25 to currently up to £55 per month.
I have a court arrangement in place to pay £100 per month off of my mortgage so to charge a £55 admin fee is hardly helpful to clearing the arrears.

I note your article says this is implemented in June.
This may be too late for me as they hold a suspended possession notice and have currently verbally stated they want £**** within two weeks or they will get an eviction notice and change the locks.

My help needed is:
1. What could you advise re claiming these fees back urgently as will obviously reduce my indebtedness.
2. Is a verbal "threat" enough? Surely I need this in writing if that is their intention?

I appreciate this last question may not fall within your jurisdiction but regarding the reclaim issue may be very important to me.

I would appreciate your opinion please if you can.

Comments

  • happybroker
    happybroker Posts: 1,301 Forumite
    if you have kept to the arrangement made in court why are they threatening to take the house?
    Happily an ex mortgage broker!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.