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Urgent - Help needed?
Richard1987
Posts: 15 Forumite
in Loans
Dear People,
I need some help urgently…….Last year was a hell of a one for me, I went bankrupt in March 2009 after a string of unemployment and some very hasty and bad decisions.
Luckily the bad times are behind me and I have started the new year on a flyer, I have managed to sort out all my direct debits and I am very organised. Also I must add that I have been working for about 7 months now so this has helped me on back on track.
Although the above sounds all very encouraging there is one cog stuck in my wheel oiled wheel and that is I owe my Landlord £700.00 back rent, now this has been a problem since last August and if the Landlord wasn’t a good friend of my fathers things may have been different and we now might be homeless. Last week I received a letter from the Landlord explaining it must be paid in 7 days or they will take further action, I am very worried and I am starting to have the same stomach pains and sleepless nights I did when going through my debt crisis and 2009.
The problem that I need some advice with is the fact that I was looking to take a small loan of about £1000.00 to pay this off, I know what you are thinking and I have tried to think of another solution however all those doors are closed. Now that I am working and my job is secure I have no problems with paying the amount of monthly however no one will give me credit because of the bankruptcy……will they?
Hope someone can help.
Many Thanks
Richard
I need some help urgently…….Last year was a hell of a one for me, I went bankrupt in March 2009 after a string of unemployment and some very hasty and bad decisions.
Luckily the bad times are behind me and I have started the new year on a flyer, I have managed to sort out all my direct debits and I am very organised. Also I must add that I have been working for about 7 months now so this has helped me on back on track.
Although the above sounds all very encouraging there is one cog stuck in my wheel oiled wheel and that is I owe my Landlord £700.00 back rent, now this has been a problem since last August and if the Landlord wasn’t a good friend of my fathers things may have been different and we now might be homeless. Last week I received a letter from the Landlord explaining it must be paid in 7 days or they will take further action, I am very worried and I am starting to have the same stomach pains and sleepless nights I did when going through my debt crisis and 2009.
The problem that I need some advice with is the fact that I was looking to take a small loan of about £1000.00 to pay this off, I know what you are thinking and I have tried to think of another solution however all those doors are closed. Now that I am working and my job is secure I have no problems with paying the amount of monthly however no one will give me credit because of the bankruptcy……will they?
Hope someone can help.
Many Thanks
Richard
0
Comments
-
your financial situation is a bit unclear
rent is a priority debt why are you so far behind?
can you make a part payment of the amount owed to show you are trying to clear the debt?
post up a SOA and lets see the details
http://www.makesenseofcards.com/soacalc.html0
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