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Debt letters sent to my address.
robertfleckney
Posts: 6 Forumite
I have received several letters over the past few months in regard to a person's debt who no longer lives at this address. I now have in front of me two letters each from different debt collection companies demanding money.
We have lived here for 2.5 years and I believe she has not lived here for sometime before that (daughter of the people we bought the house from).
I have called one company to tell them she doesn't live here, but yesterday they sent another letter.
Where do I stand on this, is there anything I should be doing as I do not want debt collectors knocking on my door.
Thank you in advance.
We have lived here for 2.5 years and I believe she has not lived here for sometime before that (daughter of the people we bought the house from).
I have called one company to tell them she doesn't live here, but yesterday they sent another letter.
Where do I stand on this, is there anything I should be doing as I do not want debt collectors knocking on my door.
Thank you in advance.
0
Comments
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There only thing you can do is write on the letter return to send, Not at this address, tenant moved out over 2 years ago.
Or write a letter back to the return address on the back of the envelope, ask that they stop sending letters because you are not the person they are looking for. Under Data Protection Act 1998 they hold incorrect information relating to the residents at this address and as such should must amend their records correctly.
Say they have 28 days to complete this, and if mail is received after this date you will have no choice but to bring it up with the ICO for breaches of data protection.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
I agree with DC, the best thing you can do is send it back. I don't know about the legal bits mentioned, but it certainly is working for us... we have been here nearly 4 years and still get letters for previous tenants... by sending them back, we are down to just two names (started at ten different people!) and hopefully they will stop soon. Did have a baillif (sp?) turn up once, but we showed him our tenancy agreement and our passports and they soon left!
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
SarahNeedle1872 wrote: »..........Did have a baillif (sp?) turn up once, but we showed him our tenancy agreement and our passports and they soon left!
Sx
Far too nice lol
Should of shut the door in his face lol0 -
Bit aggressive Jamie, but in part you are right. They have no rights to be there as you are not the debtor in question. You can just tell them to go away, you don't need to provide any proof but obviously if you don't want them to return it is easier to show a door stop agent/bailiff a driving license, tenancy agreement.Although no trees were harmed during the creation of this post, a large number of electrons were greatly inconvenienced.
There are two ways of constructing a software design: One way is to make it so simple that there are obviously no deficiencies, and the other way is to make it so complicated that there are no obvious deficiencies0 -
LOL I know but they get on my nerves, they act like bailiffs, even get called bailiffs by the DCA's.........well until I remind them it's an offence to impersonate a court official lol.
But back to the topic.............
OP do what DarkConvict suggests, about DPA0
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