Since joining MSE I have...

eingedi

It's now a month since I joined MSE and I'm definitely converted. So far I have:

1. Saved £560 on my home insurance by switching companies.
2. Spent £300 less on groceries than usual by meal planning, buying own brand and shopping around.
3. Saved £90 on the kids' school lunches by sending them with packed lunches (healthier as well).
4. Applied for 0% card to shift expensive debt.
5. Best of all now feel in more control!

I have more plans to look at utilities, cars etc. next month.

What have you done since joining MSE?

(With thanks to Hypno06 who asked this question a few years ago).

Fi_1966

What a fab idea!!:T

Since I joined MSE I have:

• Saved £554 by swaping utility companies
• Saved £245 on house hold insurance
• Become a debt free wannabe (complete with snowball calculator)
• NOT paid full price for ANY Christmas gift purchased.
• Moved loan to cheaper APR.
• Moved credit card balance to 0% card.
• Realised potential of Tesco club card points and NOT spent them in store.
• Lost 8lb on weight loss challenge.
• Become totally addicted to this site:rotfl::rotfl::rotfl:

katsu

What a great thread idea.

Since joining MSE I have...
1 - stopped being terrified of money - I now am disappointed when there is no post and am more confident looking at money.
2 - Got Autoaid breakdown cover for £37 per year for two cars :money:and recommended it to lots of others
3 - become debt free :j
4 - (as part of 3) I did a 0% BT rather than chucking the offer from my existing card provider in the bin like normal
5 - joined quidco
6 - switched my utilities (but not via quidco )
7 - decided to start meal planning (not there yet)

I'm sure there will be more...

bloodofareptile

Oooh... great thread!

We've (for the first time ever) written and stuck to a budget. This has freed up in excess of 700 pounds a month that we were spending on god knows what (nothing!) that we have been throwing at our debt. We're going to be credit card free by the end of February!

We've still got a long way to go, but we've got such a sense of satisfaction in finally dealing with this.

Freebieteen_2

Okay then what should my family be doing? Well done to all of you that has asved btw!

brians_daughter

ohh how fab!!

I have

1. saved over £1000 per year by changing gas/elec/car insurance/tv/broadband/mobile/pet ins etc

2. Earned over £700 from quidco

3. Cut my shopping bill in half to £225 pcm

4. Cut my xmas spends in half

5. Become ALMOST debt free!!

6. Learnt how to spend and control my money

7. Become obsessed with MSE!

8. Been able to go make returning to Uni a reality - due to all the savings i have made and the debt i have paid off i have been able to cut my hrs and return to study (with about £14k of student debt at the end tho for fees)

9. Actually have a little in savings!

10. Have helped mum, dad and family make savings as well!

11. I budget to the penny and know exactly what i have in the bank at all times!

I now spend £600 pcm less than i used to and i am certinally no worse off for it..OMG thats £7200 per annum... That means, in real terms around £10,000 of my wages prior to tax and NI contributions!


wow!! Thanks MSE! LOL

MoodyBlues

This year so far we have:
1. Had a ton of NSDs
2. Saved money on travel for the year (to the tune of over £200)
3. Reorganised some of the debt to a lower APR.
4. Reduced our shopping bills

That's all I can think of for now.

Numpty_Monkey

Since joining MSE I've
Stayed alive:D
Met some really great people:A (in real life aswell):T
Made new friends:j
Earned nearly £1000 from clicks surveys and cashback:D
Learnt to priortise(sp) my spending;)
Learnt Banks and DCA's have to play by the rule, and learnt some of them rules:D
Learnt how to do silly linkys and things:cool:

And I've enjoyed happy times:dance:
and cried with the sad times
that I and others have had:A

MSE and its members, has and is a very big part of my life :T:T

beanielou

Great post Numpty

niksyg

Great thread and great posts so far!

Since joining MSE I have:

- reduced my debt from over £3000 to less than £1000
- started writing down every penny I spend so that I can see where I am spending too much
- changed energy supplier and got 12 bottles of wine for thanks...which I can never justify buying so has been a great treat!
- earnt over £200 via Quidco in less than a year
- saved more than I though possible due to VSP and £365 in 365
- not spent any money on clothesso far this year
- had a massive clearout and paidof some debt using ebay profit
- eaten out ata fraction of a price thanks to vouchers
- reclaimed over £600 in bank charges
- made over £50 so far on free scratchcards
- eaten some amazing recipes thanks to the OS board
- had fun growing my own veg thanks to Greenfingered board

The biggest thing though is that I am no longer scared of money, and I know where my money is going and I am just more confident with money and how to budget etc....many thanks MSE!!

rubiesr4eva

Since joining MSE i have:

1) become totally addicted to this site
2) saved money on outings with family - saved £23 on lunch out to pizzahut for family of 5
3) started using log burner and turning heating down
4) being more money aware!!