My quest to be mortgage free by the end of 2012

Options
1…3940424445

Comments

  • RosieTiger
    RosieTiger Posts: 863 Forumite
    Options
    Congratulations, please make sure that you join the roll of honour!!

    Well done, the car will be easy for you after this.
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • Sepa74
    Sepa74 Posts: 962 Forumite
    Options
    Ooh, congratulations! So pleased for you.
    Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)

    Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
    Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
    Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
    Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    Options
    Sepa74 wrote: »
    Ooh, congratulations! So pleased for you.

    Thank You :D
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    Options
    RosieTiger wrote: »
    Congratulations, please make sure that you join the roll of honour!!

    Well done, the car will be easy for you after this.

    I hope so, will join the roll of honour tomorrow :D
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    edited 31 May 2011 at 5:35PM
    Options
    Afternoon All

    Well today was supposed to be MF day. The direct debit came out as arranged this morning. And then the postman came :eek:

    Instead of a letter confirming the mortgage was paid off, I received my cheque from last week and a letter stating they could not accept it because it would pay off my mortgage and trigger a deeds release fee :mad:
    That was the whole point of sending a cheque in the first place - to pay off the mortgage.

    After a swift phone call in which the B/S said they had tried to phone me to see if I wanted to redeem the mortgage but got no answer they decided to return the cheque.

    I was so angry :mad:

    Anyway whilst using the bathroom this morning I had a brainwave :eek: does it sound better than sat on the loo

    I decided I would go to Leek which is where the Britannia's Head Office is and see the B/S rep and give them my cheque in person. So off I went to Leek with poor Mr MOOC driving me. I handed my cheque over and today as arranged I am now MF :D

    I hope you can understand my ramblings

    MOOC xx
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • tiggerjj
    tiggerjj Posts: 259 Forumite
    Mortgage-free Glee!
    Options
    Congratulations!
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    Options
    Thank You xx
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • originalmiscellany
    originalmiscellany Posts: 1,655 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
    Options
    Congratulations! Hoping to be like you as soon as possible :)
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045
    Aims: 1) To pay off mortgage within 20 years - 2037
  • mummyofonechild
    mummyofonechild Posts: 1,995 Forumite
    First Anniversary Combo Breaker Mortgage-free Glee!
    Options
    originalmiscellany wrote: »
    Congratulations! Hoping to be like you as soon as possible :)

    Thank You xx
    Mortgage Free as of 31/5/11 :j:j:j:j:j:j:j
  • gratefulforhelp_2
    gratefulforhelp_2 Posts: 9,286 Forumite
    Options
    OMG mortgage free :j:j:j:j:j:j:j
    Please do not confuse me with other gratefulsforhelp. x
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards