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February Make £10 a day challenge ~ALL WELCOME!~
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redeemed another fiver from bp today - and have done some surveys and cashback loopholes so hope to have more money to add from them very soonAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
was very lucky and just got another £5 from bpAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
3) Mortgage neutral by 06/30 (AVC £38.5K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 44.4K of £127.5K target 34.8% 17/4/26 (If took bigger lump sum = 66.4K or 52%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.3K updated 17/4/260 -
Had a bumper morning, £10 from bb paid into acc and £5.50 from v bingo paid into acc plus my hip grant got paid in today too. I wasnt going to count this but as its money i otherwise wouldnt have had i thought i might as well.
So my total today is £205.50:D, not sure how much of it we'll actually see tho as we've had to call locksmith out to fix our lock:mad:£387.39/£196.46
Pay my debt by End of Feb 2022
49.28% paid!
£199.55/£500 savings by End of April 2022
39.91% saved!
Make £2022 in 2022 - £200 -
Whoop, got £19.25 from another eBay sale last night and I've got auctions ending tonight and some of the bits I listed over the weekend already have bids on - so feeling quite happy about that! I've also cashed up some coins to go and deposit tomorrow but won't count that until they are in the bank. OH and I sold a book on Amazon yesterday for £4.05.
So my total is £116.98/£280I like to make money
Best wins: £3,000 luxury holiday, holiday in Cornwall, £250 Murad Skincare hamper, angle grinder
:j Make £10 a day challenger - it pays for trips to Florida! :j
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£4 from pc and £18.40 from an ebay sale to add.0
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£5.03 to add for me today (£5 discount on DH Sainsb*rys top up card, we get 5% discount everytime we top up through his works employee benefits scheme) and 3p I found under the bed when I was hoovering
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Going to be changing over my contents insurance on 1st March and have found a potential £110 saving on what we're paying already ! A few policy changes but nothing that will affect any drop in cover for us - looking forward to adding that amount in March :j. I might have to go for the full blown £10 per day next month
. :jWeight loss to date 1st 11.5lb :j0 -
I'm doing so badly this month.
Maybe cos I haven't put much effort into anything??
Anyway, first amazon sale for ages, profit £3.76, takes me up to £4.18. Hmmm, can't remember if I've already declared the £5.50 I got from ciao surveys that I can't access as it's on my paypal account. Must go and check. That would help a lot :rotfl: DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Mmmmmmmm going to count this as £30 income as would have spent it normally and had budgeted for it sooooooooo - been to get haircut and decided not to have colour on as well thus saving the said £30. Have decided that if end up looking lke a badger (all the grey showing through!) after 3 weeks will apply shop bought temporary product to ease transistion
Hair looks fab though with lovely cut
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£3.30 saved today - I walked to and from a meeting instead of taking the bus:D0
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Hi Everyone,
£20.50 Tesco vouchers arrived to day to add to total.
Feb £233.13/£280Grocery Challenge £2400/Spent £90.73
£2024 in 2024 - £605.27
DF 30/11/22
Retired 31/12/230
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