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Mortgage Multiples

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Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    They could be the difference between getting agreed and not.

    Good luck :)
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ian21
    ian21 Posts: 17 Forumite
    herbiesjp wrote: »
    They could be the difference between getting agreed and not.

    Good luck :)

    Thought as much - my salary should be enough to get us almost there but appreciate it would be likely to work if she earned more money.

    What would she have to earn for it to be certain? As the other option is for her to apply for jobs in her old industry when we get back ( where she still got quite a big network) and may be a way of ensuring we get the mortage?

    Cheers

    Ian
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    You should be there or thereabouts.

    However, however the extra income, and lower multiples could bring more lenders/rates into play.

    Being employed would make it easier definitely.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ian21
    ian21 Posts: 17 Forumite
    herbiesjp wrote: »
    You should be there or thereabouts.

    However, however the extra income, and lower multiples could bring more lenders/rates into play.

    Being employed would make it easier definitely.

    Thanks Herbie - really appreciate your views on this.
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