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CSA reassesment

Need advise regarding CSA. My husband has been paying £103 a month to his ex for his son for approximately 6 years. We have him half the week, 3 nights a week (thursday up to sunday 12 pm). The amount hasnt change all this time. Suddenly the payment is now £105, not sure why it has gone up. We just had a baby girl and thinking of phoning csa for re assesment but we're afraid we would pay more than we already am as we are already struggling anyways. FYI, my husband earned £22000. Does mortgage payment will be included in calculations as we're paying around £600/month, plus bills etc. And also his ex has the child benefit. My husband never reported any wage increase for that 6 years, will this counted as arrears?

We're not trying to escape from any responsibility towards him but I dont really see why we should be paying her to look after her own child if we're having him half the week anyways She claimed for poverty to csa while driving 2 range rovers, heavy smokers and have regular holiday. She doesnt take him anywhere. We take him on holidays, trips out in the weekend, extra activities outside school, which cost a bit. Sorry for ranting a bit, but any advive would be appreciated.

Thanks
satch

Comments

  • Loopy_Girl
    Loopy_Girl Posts: 4,444 Forumite
    Is it CS1 or CS2?
  • As LG stated, you'll need to know whether your OH is on CS1 or CS2 as the assessment is calculated in quite different ways.

    As you've stated he's been paying for approx. 6 years, let's assume he's on CS2 (Case opened from 2003 onwards).

    Mortgage & other household costs will not be taken into consideration & he will pay a straight percentage of his net pay.

    EXAMPLE: Net pay...............................................£1000 per month.

    15% allowance for your Daughter - £150 - Assessable amount - £850

    15% of £850 - assessment payable.................................... - £127.50

    Then take off one seventh off the assessment payable for each
    full overnight stay (roughly £18.21 per night).

    In your OH's case, 3 overnight stays should mean an allowance of £54.64 so the total amount payable should be £72.86 BASED ON MY EXAMPLE FIGURES ABOVE. HE'LL HAVE TO ADJUST THE AMOUNTS TO REFLECT HIS REAL NET PAY.


    If he's on CS1 then that's more complicated & does include housing costs but then uses a totally different formula. Kelloggs will be the regular poster who may be able to help you on that one.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
  • Loopy_Girl
    Loopy_Girl Posts: 4,444 Forumite
    Thanks DDD - silly me was thinking that it was still 2009 and if you count back you get 2003 hence me asking:o

    But if it is 6 years then it will be CS2...hopefully OP can clarify
  • 13Kent
    13Kent Posts: 1,190 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you are on CSA 2 there is a csa calculator on the csa website - I'm sure someone will post a link!
  • satch
    satch Posts: 5 Forumite
    Part of the Furniture Combo Breaker
    He starts paying CSA in 2003 so we pressume its CS2, unless there's a particular month where CS2 started?
    DDD, from your example, our daughter (second child) comes first, then the rest will be assest. But from the information we got, the first child will always comes first and only after his maintenance calculated, what ever left will be for the other children?
    I tried the csa calculator and it said we should be paying £100/month. Roughly about the same to what DDD put. If the resident parent claiming child benefit, will it affect the amount?
    I think we gonna phone them up and querry why its gone up and just cross our fingers that we wont have to pay more instead.
    My husband did appeal for this in 2005 but he got a letter saying he can only appeal on their decision, which is, he is the non resident parent, therefore he has to pay according to their formula. He wrote a leter to the MP, got a reply but nothing has been done. Everytime he question them, they just shut him up, even when its their fault, they still send us a letter saying if u dont pay, we will take it straight out of ur wages! Never been so frustated with anything in my life!!
    Does anybody join NACSA and do they really help?
    Thanks all for the replies, much appreciated
  • Loopy_Girl
    Loopy_Girl Posts: 4,444 Forumite
    CS2 started in March 2003 - was is before or after then?

    It's just that the calculations are SO different
  • Auntyem
    Auntyem Posts: 234 Forumite
    Part of the Furniture Combo Breaker
    hi satch, we joined Nacsa and they have been really helpful.

    But I would say, their best use is when you *know* CSA are wrong, or if it gets complicated.

    There are tools like the calculator which you can use to check your assessment, and if it is correct then Nacsa will not be able to change anything.

    When you used the caluclator earlier did you input figures including your daughter or excluding?
  • satch wrote: »
    He starts paying CSA in 2003 so we pressume its CS2, unless there's a particular month where CS2 started?
    DDD, from your example, our daughter (second child) comes first, then the rest will be assest. But from the information we got, the first child will always comes first and only after his maintenance calculated, what ever left will be for the other children?
    I tried the csa calculator and it said we should be paying £100/month. Roughly about the same to what DDD put. If the resident parent claiming child benefit, will it affect the amount?

    You should receive the allowance for your Daughter before the assessment is carried out. In fact, as you & your OH have 2 children, the allowance should rise to 20%.


    One of the criteria for the PWC receiving maintenance via the CSA is that he/she is in receipt of child benefit. However, this will not affect the amount your OH has to pay.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
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