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unresolved thoughts on Sl endowment-

İ had a 24 year endowment that was due for completion in may 2011--i have just sold it because its max value was forcast as very poor--the final bonus was quoted as 3,9pc -my ifa rang Sl and got 2 quotes for the same date in 2011--mine was 3,9pc and the other for a 25year policy completing on the same date was 7,9pc---any ideas for the massive difference?
Also it was a 30k endowment and only made 18k---SL made a guarantee promise 8 years ago--and i did not qualify because it was suspose to be on target--it must have been a massive under acheivement to 'acheive such a deficency in 8 years!
mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.
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