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About to get a 'Postponed Possession Order' - Am I going to be evicted?

13

Comments

  • Leigh73
    Leigh73 Posts: 368 Forumite
    If you can, pop in and see him in person.

    Good thinking DC.

    This is not possible however, as they are not local.

    I am about to email the HA as per below -

    Dear Mr ...................,

    Further to our telephone conversation yesterday, regarding the rent arrears and court proceedings, I am pleased to confirm that I will be in a position this Friday, 29th January 2010, where I can pay you the full £727.21 rent arrears + £100.00 court costs = total of £827.21.

    Would it be possible for you, to please confirm via return email, that no further court action will take place once the £827.21 has been paid in full, and that all possession action will be stopped?

    Many Thanks,

    Kind Regards,

    Mr .........................


    Does this seem ok guys?!
  • Leigh73
    Leigh73 Posts: 368 Forumite
    Update -

    I've just had a letter from the HA -

    Third paragraph in, it states "If you make an agreement and keep to it, we will ask the Court to award us a postponed possession order which means you can stay in our home, as long as you keep the agreement or clears in full."

    So, essentially, are the HA saying, that even if I do pay the arrears in full this week, they will still go to Court and get a postponed possession order against me anyway?

    That doesn't sound right!

    Any help regarding this would be most appreciated.

    Thanks,

    Leigh.
  • AGB863
    AGB863 Posts: 521 Forumite
    Part of the Furniture 100 Posts
    Just to confirm that you make the payment direct to the HA and that includes the court costs.

    Let us know about why the local authority did not pay the account from the date you requested.
    I am a debt counsellor working in the voluntary sector - we don't charge our clients for the work we do!
  • Leigh73
    Leigh73 Posts: 368 Forumite
    AGB863 wrote: »
    Just to confirm that you make the payment direct to the HA and that includes the court costs.

    Let us know about why the local authority did not pay the account from the date you requested.

    Just checked with the Council, and they confirmed that the HB had in fact been backdated to the Monday after the 27th October - ie - 2nd November, which is fine.
  • Leigh73
    Leigh73 Posts: 368 Forumite
    All seems OK now -

    I called the HA this morning to confirm what happens next.

    I told the HA chap that I can pay off the arrears this Friday.

    HA chap said that if he arrears are cleared, then he will still go to court hearing (1st March), but only to claim back costs, and not for a postponed possession order.

    Once all arrears are cleared, there will be no further action, and my flat will be safe :)

    Does all of this seem sound?

    I think it's sorted, and I trust the guy, but I really want to put this behind me!
  • beanielou
    beanielou Posts: 96,613 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Who is HA guy claiming back the costs from in court?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • AGB863
    AGB863 Posts: 521 Forumite
    Part of the Furniture 100 Posts
    Because the HA had applied to the court for the Possession order, the costs have to be added to the original posters account - they already have the court date set and the HA have to pay these costs at the time of applying to the court for the hearing.

    This is just a formality.

    Leigh73 - once the arrears are paid off - including the court costs, there is no further action against you that can be taken by the HA as your rent account will be up to date.

    As long as you pay the shortfall that the housing benefit does not pay each week. you will be ok.

    beanielou wrote: »
    Who is HA guy claiming back the costs from in court?
    I am a debt counsellor working in the voluntary sector - we don't charge our clients for the work we do!
  • beanielou
    beanielou Posts: 96,613 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So the set fee of £100 is all then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Leigh73
    Leigh73 Posts: 368 Forumite
    AGB863 wrote: »
    Because the HA had applied to the court for the Possession order, the costs have to be added to the original posters account - they already have the court date set and the HA have to pay these costs at the time of applying to the court for the hearing.

    This is just a formality.

    Leigh73 - once the arrears are paid off - including the court costs, there is no further action against you that can be taken by the HA as your rent account will be up to date.

    As long as you pay the shortfall that the housing benefit does not pay each week. you will be ok.

    Hi AGB863,

    Thanks very much for clarifying this.

    That makes sense then, that if the HA have already been charged the court costs at the time of applying for court hearing, then they are (as the HA guy confirmed) obviously looking to reclaim their costs back.

    My worry was that they were going to court, to carry on with the postponed possession order regardless..

    You say that once the arrears and court costs are paid, then no further action can be taken against me. My only remaining concern, is regarding payment of the court costs -

    ie - Should I pay just the rent arrears tomorrow (£727.21) or the rent arrears AND the court costs as well (£727.21 + £100 costs = £827.21)?

    I asked the HA guy, and he said it'd probably be best to just pay the rent arrears now, and wait for the court to confirm the £100 costs - ie - to pay the costs AFTER the court hearing.

    When I also spoke to Shelter, the lady there said the same.

    She advised me to pay only the arrears and to wait until the court hearing re the costs, as once the judge can see that I'd cleared the rent arrears, then he *might not* ask me to pay the costs (which will be billed to the HA instead), as they will wonder why after my paying the debt off, the HA have gone to Court at all!

    But if as you say they *must* got to court in order to reclaim their (already billed) costs, then I understand why he's going.

    Is there no way then, that he may after all go for a possession order anyway?

    I'm only concerned, as the guys on the MSE Housing board reckon he will just to ensure he gets his money in the future.

    Of course, I'll be paying the arrears off in full tomorrow still ( as well as my first £10.00 shortfall payment for the current rent), but I'd rather not be in such a vulnerable position though, with a possession order hanging over my head!

    Thanks again,

    Leigh.
  • Leigh73
    Leigh73 Posts: 368 Forumite
    beanielou wrote: »
    So the set fee of £100 is all then?

    I hope so! :o
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