Loan from very

soul619

I know there interest rate is quite high but it is lower than the cards i will be paying off and i chose them as i have a good credit history with them.

After applying £8450 i got this message:

Your Loan Decision

Thank you for applying for a Home Shopping Personal Finance Limited Loan. Your loan application is currently being processed. Please call us on 0800 028 1331* for a decision on your loan.
Opening Hours:
Monday to Friday 9am - 9pm
Saturday 9am - 5pm
Sunday 9.30am - 5pm
Telephone calls may be recorded for security purposes and monitored under our quality control procedures.
* Charges may be incurred for telephone calls made from mobile phones and certain service providers.



now the last time i applied a few years back when my debts were higher it was a flat out decline. dose anyone have any expierience of getting this message and could you please tell me what happened when you called them.


thanks

[Deleted User]

IF I were you i`d tele in the morning and find out,the cc you want to pay off must have VERY high aprs if this loan is cheaper

jonesMUFCforever

Looks like Littlewoods catalogue loan - cheapest one is 29.9 % apr - ouch.

soul619

its 19.9 typical apr and amongst paying of there catalouge bill 34% i have a card at 19.9 and the oh 24.9% so yes a loan of 19.9% is cheaper

Enfieldian

jonesMUFCforever wrote: »

Looks like Littlewoods catalogue loan - cheapest one is 29.9 % apr - ouch.

"Very" is the new name for Littlewoods, so yes....

PROLIANT

The loan is provided by an arm of HBOS called Home Shopping Personal Finance.