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Scared - DMP and Charging Orders?

Ive just notices that a couple of ppl on the forum have had one of these placed on their property! I owe Egg in excess of £21k - even if I neter a DMP can they still pursue a Charging Order through the Courts??
Focusing on clearing the credit cards in 2018 :T

Comments

  • MCBIRNIE25
    MCBIRNIE25 Posts: 555 Forumite
    Hi Dotty,
    they can go for a charging order if you miss payments on DMP there is a really good factsheet on this https://www.nationaldebtline.org.uk have a quick look at it, should answer all your questions chick.
    A charging order is really a last resort, and judges don't usually accept the request if you are making a determined effort to pay.
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    So basically if i enter into a DMP and stick to it they cant get a charge on my house? is this correct?
    Focusing on clearing the credit cards in 2018 :T
  • MCBIRNIE25
    MCBIRNIE25 Posts: 555 Forumite
    That's the handle im getting.
    CCCS will know more about this than lil old me, so give them a buzz, alternatively our own wonder girl should be along soon.
  • Wonder_Girl
    Wonder_Girl Posts: 999 Forumite
    Howdy, Hate to be a buzz killer but being on a DMP won't stop them going for a charging order...

    AND they are really popular at the moment and are being granted 99% of the time by courts all over the land.
    Sorry :(
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    Hi WG - have pm'd you - what do you think Egg will do - go for the Charging Order? If so what does that mean - will we loose our home?
    Focusing on clearing the credit cards in 2018 :T
  • dottyanne
    dottyanne Posts: 1,530 Forumite
    Part of the Furniture Combo Breaker
    BTW - ive pm'd you!!!! xx
    Focusing on clearing the credit cards in 2018 :T
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