Friday 22nd Jan - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Good morning everyone, hope all well;)
Urghh so dark and wet here....glad I don't have to go out in it...wish I could have stayed in my bed...roll on tomorrow morning:rotfl:

I might nip to college today and speak to my tutors about new dates for my assignments....I feel so far behind now and need to sort it out. Not feeling too bad now, but sooooo tired, proper exhausted:o

Anyway....here's my list for today:

• check banking
• daily scratchies
• washing away
• washing on quickwash then on airers
• post ebay sales
• meal from plan tonight - chicken curry
• packed lunch for DD2, DD1 wants dinners today
• uni reading

Ok, that's about it for me

tooties

good morning everyone

today i will/have

check accounts online
attend to dog
washing on airers
heating off
wood burner lit
all rubbish out
tidy craft room
cooking from storecupboard
baking from storecupboard
catch up with forums
hope everyone has a great day
regards
tooties

Lottebear

Today I have or will

- Checked online banking
- Pennies in the jar
- Use vouchers for Pizza express lunch so free
- OH both have sore stomach, I think is bug going aroiund but can't go to the gym.:(
- Hacked off as the flat we are buying may fall though leaving us 3k out of pocket.
- Ordered money online the post office have left a sorry you were out card, without even trying the door bell.:(
- Car windscreen is cracked but people can't come to fix it as it is raining.:(

So bit of pants day

true27

:hello: Morning All!

Thanks for starting the thread Milly!

Quiet day for me, plan is:-

Check internet banking (:( its faaar to long til payday!)
Raid house for items for OH to car boot on Sunday
Clean bathroom
Hokey cokey washing and airing
Make PAD from whatever change I can find lurking
MIL's bday on Sunday so send OH to Mr T to get something for special tea
Close ears while DB practices trombone (he's the only person I have ever met that can hit exactly the same note no matter what position the slide is in :rotfl:)

Hope things brighten up for you Lottebear - how come the purchase isn't going so good?

Hope everyone has a good Friday and a chilled and happy weekend

crawley_girl

Morning people!

Today I:

• checked online banking and looking ok!
• made a small PAD to a credit card
• used shower gel and 'shampoo' from Lush that I got for Christmas and lovely it was too! (was a bit disappointed that the shampoo wasn't too bubbly and frothy but perserved regardless - only just discovered that it was conditioner and I didn't read the label properly!!! what a tool!)
• will be eating at work for free

:heartpuls CG :heartpuls

Bagpuss741

Today I have/will:

1. Checked online banking
2. NSD
3. OU Coursework
4. Store cupboard meals
5. Walk dog locally
6. Not use car so save petrol
7. £5 bingo britain
8. Free scratchcards

catmiaow

Morning all,

Today we will make milkshakes at home instead of buying them for £2.50 each.
Check online banking
Enter competitions
Apply for all jobs as possible
Lunch and dinner from fridge and freezer
Ring my nan using free mins
Ring voda and see if I can get a promotional code for being a customer of theres for such a long time - want an iphone but want to do it online as Quidco are offering £40 cashback!
Got a job interview on tues afternoon - can see it will be a difficult one! really good pay though!


Anyway I hope everyone is well. :j

Pippilongstocking

Today for me

Checked banks at 4am as couldnt sleep
Moved money around
Booked flight to see OH through quidco and looked for a hotel room
*Nearly started the thread!* but thought better of it!
This am - dishwasher on with half a tablet
Tea/coffee at work
Must take dog out later if it stops raining (he's not keen on rain)
Store cupboard tea rather than a takeaway (which often is succumbed too on a friday night)
Try and work out a list of 'to do' things aroudn the house to take some time out from work and be productive
Need to put money in the bank and watch spending as car insurance and a few hefty expenses have been made this month
Organise food/meals maybe do some batch cooking over the weekend
Count up milk in freezer and bread - keep on top of that
Clean out car to allow student to 'share' it a bit with me - let her see the island
Gently remind her that rent is 'due' soon (IE NOW)

Field work up and coming soon and alot (ALOT) of writing up to do - ergh - I feel useless and it all feels like a moutain ahead - but need a plan

Thanks for starting thread milly

in_spired2

Checked online banking
Made a CC payment
Checked meters - gas usage down about a 1/3 cw last week , leccie 10 units higher than last week
free scratchcard and clicks
competitions
LSD - 1 stamp (but forgot to post early - so had to buy 1st instead of 2nd class)
Will be baking goodies for the weekend when i cook the main meal today. got rather a lot of bread going dry - so bread pudding on the list. (sorry birdies) Also some oranges that look like they wont get eaten and some out of date cocoa powder - chocolate orange buns and perhaps some orange curd. (contributes nicely to the frugal living challenge too ) edit: hmm... only 2 eggs left, so can only make the bread pudding - the oranges will last a bit longer.
cupboard and freezer inventory so I know what I need on the next grocery order

have a great day everyone

saorsie

Sorry to hear you're having such a pants day Lotte

Today I will/have

• make PAD to debenhams card after checking banking
• pay for special delivery postage on card to stop breaking into note and thus wanting to spend change
• re above will use Mr T's CC to maximise points for all spends and then move cash over propmptly from receipts into separate account to clear outstanding balance each month (phew that's a biggie but am gonna try then used saved reward vouchers for Christmas 2010)
• Charge phone at work
• claim business mileage for even small trips that can't usually be bothered with but 5 miles x 40p for example is still £2 better in my pocket than theirs
• washing on at 30 using rinse hold anddry on airer
• 20 minutes of ironing this morning using home made ironong water and turned iron off 5 mins before finishing so got 2 'free' tops ironed - well sort of
• Eat at work
• Aim for day 19 of being AF - massive saving and good lifestyle choice for me

Have a great day all - and hope yours looks up Lotte

-s-

savingforarainyday

Hello everyone.

Thought I would arrive here early today, but have had a few minor interruptions,:rotfl:

Today I have/will

Check online banking, 7 days till dh's pay day it will have been a 6 week month:eek:. Have plenty of food and no bills due between now and then so.......

Need to drop papers off to client for her to check.
Meat out of freezer for tea.
Making stew for tea using the root veg etc dug up yester from allotment
Order ds gluten free stuff on prescription
Clean bathroom and kitchen
dust and hoover. (Didn't get there yesterday:o)
Get my paperwork in order
Walk dog (its me that isn't too keen on the rain not the dog)
Maybe buy bottle of wine to share with dd tonight as she will be home (looking in my purse it may have to be a bottle of lambrini:rotfl:)