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Lloyds Tsb - Help Please
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PauloYorkshireLad
Posts: 31 Forumite
in Loans
Evening all
Just wanted to say how suprised I am at Lloyds tsb. To cut to the chase I was in a good job in constuction upto two years ago, then the recession started to grip and 20 of us lost our jobs. Since then ive had agency work on and off. But now ive just got a full time job 8-5pm in production paying £7 an hour to start with.
I owe the following to lloyds (unsecured)
Loan - £14000
Credit Card - £5500
Overdraft - £1300
I rang them today and got their pretend solicitors Mitchell and Clark. They said -
Due to you not been able to pay your loan and overdraft payments we are from the 25th jan closing these accounts down and freezing all interest to. The credit card will be left open as your payments of £20 a month are ok. Your other two account will be passed on to our other solicitors where they will ask you to make a payment each month over a number of years to pay the ammounts off.
I have stuggled for over a year to pay the min amounts. I kept breaking agreements due to the fact the agency used me for say a month solid then the next month i may only get to weeks. After my rent and bills i had nothing left but lloyds kept upping my overdraft.
Does anyone else have any experiance with banks like ive just had today?
Many thanks for reading
Just wanted to say how suprised I am at Lloyds tsb. To cut to the chase I was in a good job in constuction upto two years ago, then the recession started to grip and 20 of us lost our jobs. Since then ive had agency work on and off. But now ive just got a full time job 8-5pm in production paying £7 an hour to start with.
I owe the following to lloyds (unsecured)
Loan - £14000
Credit Card - £5500
Overdraft - £1300
I rang them today and got their pretend solicitors Mitchell and Clark. They said -
Due to you not been able to pay your loan and overdraft payments we are from the 25th jan closing these accounts down and freezing all interest to. The credit card will be left open as your payments of £20 a month are ok. Your other two account will be passed on to our other solicitors where they will ask you to make a payment each month over a number of years to pay the ammounts off.
I have stuggled for over a year to pay the min amounts. I kept breaking agreements due to the fact the agency used me for say a month solid then the next month i may only get to weeks. After my rent and bills i had nothing left but lloyds kept upping my overdraft.
Does anyone else have any experiance with banks like ive just had today?
Many thanks for reading
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