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First Morgage Help...

Hi All,

Some advise is needed...

My partner and I are looking to purchase our first house, in the next couple of months.

  • We will have over a 15% deposit.
  • We are both currently employed.
  • I am currently in a permanent position (3years) and my partner is a contractor (whose current contract is due to expire in September)
  • No outstanding debts
The possible problem... She has been a contractor for the last couple of years and had continual employment. (Been in the current position for a year and a half)

Will this pose a problem when applying for a mortgage?

I am soon to organise a meeting with a mortgage adviser, so just really looking for an insight into what to expect.

Many Thanks,

James

Comments

  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    As long as the contract has been renewed at least once, then there are lenders that will help.

    Get a good whole of market adviser to source a lender for you.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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