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Debt management plan

Hi Im a newbie so please be nice:money:

I have £15000 debt and am struggling..... Does anyone have any advice on a DMP company?
I have been looking into but the company has quoted me £400 upfront the 15% of my monthly payment is there somewhere I can get the help and a plan for free?

Thanks x

Comments

  • the ones that are recomended here are payplan and cccs they are non charging companies do not go with a fee charging company
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    Yep, as above poster has said - don't pay for a service when you can get the same for nothing.

    CCCS, Payplan or CAB can help. CCCS have a debt remedy on line tool which you can do for free and that will advise the best course of action for you.

    Fee charging companies act in their interests as they are making money out of you, and not in your interests as the above.

    Good luck.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • Thanks you thats just what I needed to hear I have no clue where to start but in the morning I will phone payplan and cccs and find out!
    Again thanks x
  • Make sure you have as much info as you can to hand so that they can give best advise.

    Best of luck and well done for coming on here! Please keep posting and let us know how you are getting on and of course if you need any help or advice.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • best of luck i was glad i found thi site it helpd me a lot when i could not get my head round my debt situation ,very good advice to be had
  • Just set up my Debt Management plan will be debt free in a year and a half!!
    Cant wait!!!!!
  • Tixy
    Tixy Posts: 31,455 Forumite
    Excellent news.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
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