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MSE News: Mortgage blow as building society hikes SVR

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  • All. I once represented residents in an appeal where we were legally right and the developer was wrong. We proved our case and the developer did not provide evidenced rebuttals for points we raised. They had a QC, an expert tactician.

    In hindsight (1) we had been too full of jargon and precedent in presentation of our case. We had thought we were being thorough but the QC used this against us as indicating that we were "clearly trying to find any means possible to stop the development process" and that our grounds for doing so were muddled; (2) the political climate at the time was very much "if you see a space build a block of flats" and we failed to see the amount of power this would have...

    There are other reasons for failing worth considering another time, but the QC won by convincing the judge that he had grounds to make judgement in accordance with what was politically popular, and he did this convincing in common English...
  • Dan_1976
    Dan_1976 Posts: 943 Forumite
    WHats happened in here! It was boring and stuffy but at least it was fighting against the money machine!

    I think we should get back on track!

    Howard the duck, no I dont want to hurt you!??!?!?!?
    "Banking establishments are more dangerous than standing armies." Thomas Jefferson
    "How can I believe in God when just last week I got my tongue caught in the roller of an electric typewriter?" Woody Allen

    Debt Apr 2010 £0
  • motorguy
    motorguy Posts: 22,611 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    VIGILANT22 wrote: »
    howardtheduck;Pipe down Vigilant22, Daddy's talking. You're about as useful as a chocolate fireguard when it comes to supplying any meaningful information on here.

    Take my advice and save your one braincell for a rainy day rather than expend it on this forum.


    The top is off the gin bottle again & this is what Sarah places such importance on............:rotfl:

    Don__t_feed_the_Troll.jpg

    VIGILANT22 is just trying to wind people up and making himself look sad in the process
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    pgilc1

    Go and sort your mortgage mess out & maybe expand yr nowledge instead of all these disruptive postings.........who's looking foolish paul...:rotfl:
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    howardtheduck Quote:Pipe down Vigilant22, Daddy's talking."

    You can cut and paste, make accusations re BTL mortgages re' the non regulation of.........you're highly amusing.........:)
  • howardtheduck
    howardtheduck Posts: 66 Forumite
    edited 17 April 2010 at 5:33PM
    VIGILANT22 wrote: »
    howardtheduck Quote:Pipe down Vigilant22, Daddy's talking."

    You can cut and paste, make accusations re BTL mortgages re' the non regulation of.........you're highly amusing.........:)

    I've course I'm going to "cut and paste" you pleb. Why would I reinvent the wheel? I am quoting statute and caselaw (I have always encapsulated direct quotes in quotation marks) and using the "cut and paste" function as intended.

    I do not find you in the least bit amusing. I am however finding you rather tiresome given that you have still not provided any evidence in support of ANY of your posts.

    I find myself labouring under the impression that your IQ is below average. If this is a misapprehension on my part, kindly provide compelling evidence in rebuttal.
  • "You wanna hurt me? Go right ahead if it makes you feel any better. I'm an easy target. Yeah, you're right, I talk too much. I also listen too much. I could be a cold-hearted cynic like you... but I don't like to hurt people's feelings. Well, you think what you want about me; I'm not changing. I like... I like me. My wife likes me. My customers like me. 'Cause I'm the real article. What you see is what you get."

    Dan1976, it's a quote from a scene in the movie "Planes, Trains and Automobiles".
  • I find myself labouring under the impression that your IQ is below average.

    That's the conclusion I've come to regarding vigilant22, Mark on the other hand seems quite bright, just from the financial industry :-)

    I think it makes sense to stop feeding the troll, there's no sense in engaging

    As for people who work for the Skipton being sworn at and spat at, while I don't agree with such behaviour, if you get employed by crooks, you should expect a bit of comeback...
  • VIGILANT22
    VIGILANT22 Posts: 2,516 Forumite
    sarahbennett..........Your comments prove how much you know about FS..:T and if you applaud comments such as "Daddy's talking."....god help us.......both of you are totally amusing.......keep it going...:)
  • MarkyMarkD
    MarkyMarkD Posts: 9,912 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As for people who work for the Skipton being sworn at and spat at, while I don't agree with such behaviour, if you get employed by crooks, you should expect a bit of comeback...
    No, you shouldn't expect that at all. Individual employees are not responsible for their employer's decisions and don't deserve any form of abuse.

    I was in the reception of my employer's building a few weeks ago and suffered a tirade of abuse from - to be frank - a complete moron of a customer who believed that the reason his savings interest rate had gone down was because of the bonuses I had personally been paid.

    For goodness's sake - our business paid about 1/10th of the bonuses in 2009 as in 2008, and the total of all the bonuses for every employee including the highest paid amounts to about 0.01% of customer savings balances.

    In case he hadn't noticed, the BoE base rate has gone down from over 5% to 0.5% and that makes more than a little difference to the rate mortgage borrowers are paying on their tracker rate mortgages. Hence Skipton's problem, which certainly isn't unique to them.
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