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mortgage in principle
baz01
Posts: 55 Forumite
if i get a mortgage agreed in principle, has there been a credit check taken place?
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Comments
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Yes a credit check would take place, certain lenders leave a soft print on your profile which others cant see, most leave a hard footprint.I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
i have a mortgage accepted in principle.
so would that affect my situation if i decided to try a different mortgage offer?
thanks for the speedy reply0 -
baz
It might, as on the new lenders application it ask's if you have applied to another mortgage with another lender
I am a Mortgage Adviser. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it . This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
An AIP is not an application though.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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