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Clerical Medical - HELP!
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gec1982
Posts: 1 Newbie
I bought a flat in 2002, I was a student and had to have my stepmother as a guarantauer.
Pretty much didn't know what I was doing, and followed instructions.
I paid all my own mortgage payments and have done since I owned the flat. I have alot more bills to pay now I"m no longer a student, one of which being self employed tax.
I've been struggling with money for a while now, and I have a Clerical Medical policy which is over 100 pounds a month, that I could really use else where ( I have credit card debts on top of all of this). the cost seems to go up every month!!
SOMEONE HELP! I'm so clueless with money.
Pretty much didn't know what I was doing, and followed instructions.
I paid all my own mortgage payments and have done since I owned the flat. I have alot more bills to pay now I"m no longer a student, one of which being self employed tax.
I've been struggling with money for a while now, and I have a Clerical Medical policy which is over 100 pounds a month, that I could really use else where ( I have credit card debts on top of all of this). the cost seems to go up every month!!
SOMEONE HELP! I'm so clueless with money.
0
Comments
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What's the policy for?Kavanne
Nuns! Nuns! Reverse!
'I do my job, do you do yours?'0 -
Looks like a pension possibly? You need to ring up and speak to them about it to discuss your options.Starting Debt: ~£20,000 01/01/2009. DFD: 20/11/2009 :j
Do something amazing. GIVE BLOOD.0 -
Or is it an endowment connnected with the mortgage?Trying to keep it simple...
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May not be an endowment as the premiums have to be the same for at least the last 10 years. Low start ones tended to have stepped premiums for 5 years. Its been running for 8 years.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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