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Determined to detox alot of my debt in 2010!

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Comments

  • Luckystepho
    Luckystepho Posts: 353 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Well done- you have reduced it by over £4,000 so that is a good result!
  • PinkButterfly_2
    PinkButterfly_2 Posts: 33 Forumite
    Many thanks for your words of encouragement - but I want to do rid of some more, what a boo b I have got myself into :mad:
  • Luckystepho
    Luckystepho Posts: 353 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I know how you feel- although my debt is more... going to take years to pay... :(
  • PinkButterfly_2
    PinkButterfly_2 Posts: 33 Forumite
    Luckystepho - I am sure there is a light at the end of the tunnel - there has to be! How are you dealing with yours? I don't even have anything to show for my debt, I feel so errrghhh. It is so depressing.
  • MFWannabe
    MFWannabe Posts: 2,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    There's very few people on here who would recommend you get a consolidation loan; they've been there done that and spent on the cards again; gone round in circles.
    Can you please post an soa and people on here can see all incomings and outgoings and advise where you could make cutbacks to enable you to pay these cards and loan off earlier
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • PinkButterfly_2
    PinkButterfly_2 Posts: 33 Forumite
    General update:

    Monsoon Store Card: Cleared.
    Mint card: £1808.29 :( Need to cut this card up and stop using obviously!
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