BT Failed Direct Debit Charge

Hi all

This question may have already been asked and answered and, if so, I apologise for my lack of searching expertise.

Recently I had a contretemps with Nationwide when they reduced my overdraft limit (having only told me after the event) with the result that 4 direct debits bounced. For this, Nationwide charged me £150. One of these d/ds was to BT. As if to add insult to injury, BT then charged me itself for this failed d/d.

My question - we all know the current bank charges situation, but can the old bank charges arguments still be used against utility companies who make bank charge-like charges?

Mark
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