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update from T.L.C
T.L.C
Posts: 84 Forumite
hi back on track for visa paying.got first weeks wages on friday from new job.we managed to pay off £440 this week:j ,as we also had some money saved up from final pay cheque from old job.
On Saturday managed to get a £26 dress in Next clearance shop for £2.70 because it had a mark on the front of it which came out first wash
On Saturday managed to get a £26 dress in Next clearance shop for £2.70 because it had a mark on the front of it which came out first wash
"PIG TAX"
1p2p5p saved in my pig £2 coins saving
light bulb fully switched on nov 05 :idea:
Official DFW Nerd Club - Member no. 087
:eek: im debt free now
1p2p5p saved in my pig £2 coins saving
light bulb fully switched on nov 05 :idea:
Official DFW Nerd Club - Member no. 087
:eek: im debt free now
0
Comments
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Hi TLC,
doing good, keep it going ;-)0 -
well done to you. you're doing so well:TMFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Congrats! I know how satisfying it is when you pay off a large amount - keep up the good work :T0
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well done!!Tescos latest enemy.........0
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paid off £200 off of tesco card this week and £50 off of the halifax one.today we transfered some more from the halifax to tesco(0%) so hopefully will be able to shift this lot as well"PIG TAX"
1p2p5p saved in my pig £2 coins saving
light bulb fully switched on nov 05 :idea:
Official DFW Nerd Club - Member no. 087
:eek: im debt free now0 -
You're doing really well - keep it up! :j2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐0 -
bills day today i covered all the usual bills
and have £120 left over....grr i was hoping it would be more so i could knock more off the debt. its burning a hole in my pocket but not sure if i should put it all on one cc or hold on to some of it in case its needed in the week.
i dont feel so happy today i usualy put so much more on the debts..grr
i cant wait to be df in stead of dfw
i wished i didnt bt it now it would have looked better if i had left it as it was...grrr
still tring to stick to this as well.
incomings
1200 a month wadges 300 a week max can varry
100 a month child benefit
outgoings
100.00 a month council tax
90.00 a month visa
70.00 rent a week
7.00 gas meter a week
7.00 elec meter a week
40.00 shopping a week
10.00 4 mobiles on paygo a month only if urgently needed if not none bought
20.00 on days out with kids we take pack lunch
40.00 for petrol for work
30.00 month bt phone
15.00 internet with tesco
10.00 month tv licence saving for it"PIG TAX"
1p2p5p saved in my pig £2 coins saving
light bulb fully switched on nov 05 :idea:
Official DFW Nerd Club - Member no. 087
:eek: im debt free now0 -
If you're not sure if you need it why not pay £80 of one of the debts and leave £40 for emergencies. You can always pay it off next week if you dont need it. At least that way the whole amount isnt burning a hole (and believe me I know all about that, great big holes in all my pockets).The early bird gets the worm but the second mouse gets the cheese :cool:0
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You're doing great' don't be too hard on yourself!!!:j It doesn't have to be all or nothing with the spare cash - pay 1/2 now, hide the rest away in case of emergencies then use what's left next week.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
thanks jessicamb and ali007
your both right its just nice to see it falling and this week it isnt going to budge.
im going to put half and keep half like you said and if i dont use it
put it on the debts
thank you guys your great xxt"PIG TAX"
1p2p5p saved in my pig £2 coins saving
light bulb fully switched on nov 05 :idea:
Official DFW Nerd Club - Member no. 087
:eek: im debt free now0
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