Debt collectors threatning to get credit report

sazzlepink

I hope I have posted in the right forum, if not apologies and could someone redirect me.
My boyfriend has had a letter from a debt compnay for a debt he hasnt sorted yet claiming that they will be applying for his credit file so as thy can make a choice as to which form of litigation to take including forcement of house sale. The debt is for £550 for a old credit card. We are going to come to an arrangement with them HOWEVER can they actually apply for his report? Isnt that covered under the data protection act?? I am quite prepared to argue this if they are being underhand
Many thanks in advance

Sarah xx

savingmummy

I am not totally sure but it sounds like an unusual request from debt collectors. Hopefully someone can help you.
Good luck x

SouthCoast

They may mean this:

http://www.trustonline.org.uk/

GeorgeUK

Not too sure what information they can get from a credit report if they aren't doing a credit check (which requires signed consent). Might be worth contacting Experian or Equifax to ask. They can do a search that will leave a "soft footprint" but not sure what data that will give them.

How old is the debt?
Is it possible that the debt is statute barred?

sazzlepink

I thought it was a strange request too, I had a look at that site and still cant see what they would get from it? And no the debt is not 6 years old....unfortunatley!!
I think i'll just write to them with a payment offer and just ignore this threat as that obviously is all that it is!