morgage offer in writing

welshgirlcats1

One I receive my mortgage offer in writing is will it mean that I have definately got the mortgage and that all financial checks have been done, I know the surveyor has been out to look at the property and has hinted to the seller that that is nothing to worry about.

thanks
marion

silvercar

If it is a formal offer than yes, once it is in writing thats good enough to exchange with. Do check that it isn't just an agreement in principle which is subject to conditions (like valuation) and isn't really worth the paper its written on.

welshgirlcats1

my bank have really moved quick on this, the branch sent online application, monday morning, surveynor rang seller (my Friend) on Monday afternoon, Valuation done 1.00 Thursday afternoon, , letter this morning inclosing valuation and written offer of morgage loan and also sent offer to solicitor

Just hope nothing goes wrong

marion

jparnell

Brilliant. We're in the same position as you at the moment (well nearly). we applied for mortgage on Monday afternoon, and are waiting for the survey to be done (should be any day now).

Just out of interest, what bank are you using?