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advice

hi everyone, this i my first post and was hoping for some advice, i have been with my boyfriend for 6 years, we have 2 children, and we were on income support, while we were claiming income support we took out a loan and have credit cards, these debts are in my partners name but we have split up and i was wondering what i do about these debts? do i tell them he has left or do i have to keep paying them?

thank you in advance

Comments

  • Skintee
    Skintee Posts: 24 Forumite
    Maybe ask on the load/credit card board. For better advice.

    But as I understand it if they are all in his name, it is his debt to settle. I fell foul of this the other way round as my ex put a credit card in my name so I was liable to settle it all.

    So unless the credit is in your name/joint names it is not your responsibility.
    Tx
  • karenx
    karenx Posts: 4,988 Forumite
    Are you named on them at all? Ie second card holder etc? If so, you are liable for them also.
    Can I ask why you were on income support? Im surprised you were allowed loans and credit cards while not working
  • Hi, if the credit cards are sorely in his name [i.e he signed the credit agreement], then you are not liable for them, even if you are a second card holder. TBH I would not contact them and send the letters back stating not at this address'.
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