Friday 15h January 2010 - What small DFW things have you done today !?!

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Morning All

Hugs to those that need them, hi to all the regular posters and welcome to any newbies.

Friday Finally!!!!

Today I have/will:

· Check online banking – payday so moved money etc
· Read newspaper online
· Enter comps online
· Daily scratches
· Meals from storecupboards
· Have a NSD
· Start work as soon as I get there
· Washing on 30 – except for towels and t-shirts which need 40 to kill bugs etc
· Read more of my library book
· Look for a job

Think that is about it but I am sure there is more to do, take care everyone

Candy xxxx

mogchops

Morning all, thanks for starting the thread Candy x

Woken up with a stiff painful shoulder this morning, not sure what I've done, slept funny I think, not impressed!!

Today:
- check online banking
- go to work to make up for missing Monday (dd was poorly)
- packed lunches all round
- tea from meal plan
- hokey cokey
- clean kitchen floor
- hoover and dust lounge
- Very LSD -only need milk
- Do all comps with closing date tomorrow (16/1)

Have a good day everyone xx

catmiaow

Morning Candy and those that follow

Today I have:

Cleaned the bathroom
Checked online banking, got money owed to me from other job but seems less than I thought will need to work it out.
Had a shower rather than bath
Took rubbish out and tidied up area, 5 bin bags on the side as haven't had our bins emptied for 5 weeks now grrr
Seen to pets
Requested cash-back payout of £37 from Topcashback

I will:

Dinner from meal plan
Painting spare room with partner's help
Go to work BOOO
Daily competitions
Look for a job that is full time with hopefully a nicer boss :rolleyes:

Hope everyone has a good day :j

in_spired2

Checked online banking - no probs
checked meters - gas usage exactly the same as last week - 22ft³ - a bit disappointing as I turned down a couple of rads and have kept the heating as low as poss in our comfort zone - but it has been very cold outside and there's always someone at home all day - so maybe not too bad really.
electric - used 10 less units than last week :T
daily scratch (10p) and clicks
will do laundry at 30 C
will do some baking later, when oven is on for evening meal
NSD planned
Made only essential phone calls this week. - trying to keep total call costs below £5 a month.
will carry ondoing what I've been doing

wishing everyone a safe, warm and happy weekend :beer:

CLKG7

Good morning everyone

Hope you are all ok!

My List today is:
- Check banks
- Update spreadsheets
- Food from cupboards
- Scratchcard - 10p
- Get 1 more question of assignment done
- Do all outstanding jobs at work
- Call OH from work phone to ask about something 2moro
- Washing at 30'c
- Email friend to say have nice hols

Have a great day today and a lovley weekend!

Charlie xx

Julie67

Good Morning Everyone,

• Checked online banking Euhhh!
• Will do an inventory of store cupboards (keep finding stuff at the back when I have been and bought it!)
• Enter comps
• Make something good for tea out of freezer

If you are in the Manchester area please be really careful on the roads today, it's really slippy with the rain on the ice. DH has just rung to say 12 car pile up on the M62 and several friends have been skidding:eek: Have a good day x

savingforarainyday

Morning Everyone

We have rain, cold and wet rain; if that makes sense.

I haven't posted much this week, but had a few nsd's (apart from things budgeted for), just been keeping up with work and applied for another job which took me ages, as it was one of these online monsters:rolleyes:, so we will see. Also been doing the accounts for my Rainbows unit, so have been a busy girl.

Today
I will check online banking
Emails - Replied to and done
Supposed to be going into town if my ds finishes his college application so we can drop it off.
Poundland run, Crisps, sweeties for dh and lightbulbs
Check through paperwork for clients so I can log into spreadsheets
fill out annual report for Rainbows unit, then that is done
Dinners from very full freezer, had some free food as MIL has emptied her freezer coz she didn't fancy what she had left (she is 82 and doesn't always have a good appetite so she is allowed)

Looking forward to weekend, but will be working a bit. Tomorrow good friend is going to wax my eyebrows:eek:. Then another good friend is coming round tomorrow evening for girlie night of watchin a film and probably laughing a lot.

Have a good friday folks:D

imamoneysaver

Hi All

Today I have/ will-

1. Pack up and send off ebay items! Hope I havn't under-estimated the postage!
2. Do 3x mystery shops- have been putting the off all week and now i HAVE to do them today.
3. Go to vet's and send off insurance claim.
4. NSD hopefully except for postage which I don't count!

Have a good day everyone

xxxx

Memory_Girl

Hi Guys

Finally got savings account sorted so transferred all misc pennies over my £500 "float" into savings account. Every Friday I will transfer money to and from the accounts to maintain my £500 float - working on the theory that if I can't see the balance in the hole in the wall I wont spend it.

Made bread in breadmaker then halogen oven. Dad addicted to my crusty white - and now that I've made him Leek and potato soup in the pressure cooker and rice pudding with loads of sultanas in the slow cooker he thinks Chrimbo has come again.

School bus driver has announced that he has sourced masses of decking offcuts for me to construct my "square-foot" gardening project. It may be that I will actually have enough to deck the dodgy bits of my garden too. Yipeee!!!! All I need to do is source loads of screws - OH! and wait for the snow to clear too.

Packed lunchboxes of snacks for the baby and DS for after swimming this afternoon. We have a half hour drive to ge home afterwards and they are usually starving. Sultana Bread slices, Twinks hob nobs, half a sandwich (with fresh warm bread), chopped grapes, apples and a bottle of water each. All HM too!!! So organised its scaring me.

Even got the money and the discount card counted out to buy DS his swimming pass for this term - so all his swimming comes in at half price.

Looked out some scrap material - gonna have a productive bag-making weekend.

Happy Days

Memorygirl

Lemon_Tree

today i will
check online banking
do free scratch cards
keep heating off as long as possible
i NEEEEEEEED chocolate so will be a LSD
get sorted for my crop tomorrow so i don't waste the morning when i get there
put load of washing on overnight in cheap leccy
dinner from freezer/stock cupboard

WelshWoofer

Afternoon all!
An impromptu half day at uni today so I'm home this afternoon and hopefully making good use of the time off.

Today I will/have...

• Walk dog x3 for free exercise (more of a slip and a skid really)
• Check banks - all ok
• Do Mr T shopping and stick to list
• Try to exchange leftover dollars in Mr Ts
• Hoover and dust whole house - done
• Clean kitchen
• Parked in secret free parking space at uni
• Pack ready for little trip to see OH's best mate down south
• Do one load of washing and dry on rads or airer
• Only get cash needed out of cashpoint (about £30)
• Put petrol in and use Clubcard

That's it for today - have a good one